Microsoft Technology Licensing, LLC

Timothy J Johnstone

Vivian Sewelson

Richard A Vaughan

Peter H Horadan

In association with a computer system, a method and system for providing an interface for establishing connections with financial institution to utilize on-line services. An application program sends a request to a branding server to look up information related to a particular financial institution. The branding server executes the request and, if the branding server contains information relating to the method of connection with identified financial institution, the branding server sends the information to the application program. The application program then loads an appropriate driver corresponding to the method of connection as determined by the branding server. If the method of connection is open financial connectivity (OFC), then the application loads a flexible driver (the OFC driver) which causes the application program to request the business rules of the particular financial institution from the financial institution's server. The bank server then transmits the business rules to the OFC driver which incorporates the business rules into the application program software and reconfigures the application program to operate according to the business rules.

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Snohomish, WA, United States of America

Timothy J Johnstone