International Business Machines Corporation

Timothy J Ashton

Christopher John Hockings

Trevor Scott Norvill

Scott M Andrews

Leigh Doddy

A policy enforcement point includes fraud prevention information associated with devices and/or users which is collected from: (i) many cloud fraud services located in the cloud; and/or (ii) authorization processing of users and/or devices. The policy enforcement point is consulted when a user/device undergoes authorization processing for a transaction with an application (for example, an application that serves protected content such as financial records, email, etc.). Fraud prevention information is added to session data, associated with the attempted authorization to the application, for the user/device as the user/device proceeds its attempted authorization to the application. In some cases, the authorization to the application may be refused based on the data added to the session data by the policy enforcement point or the policy enforcement point will propagate fraud prevention information to the application to make the decision.

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Sunnybank Hills, Australia

Timothy J Ashton