United Services Automobile Association (usaa)

Uipco, LLC

Timothy Blair Chalmers

Robert Lee Black

Andre Rene Buentello

Jose L Romero, Jr

Sean Carl Mitchem

Ruthie D Lyle

Will Kerns Maney

Bryan J Osterkamp

Oscar Roberto Tijerina

Gregory Brian Meyer

Deborah Janette Schulz

Samip Dilip Mehra

Matthew Ryan Santacroce

Justin Dax Haslam

Mark Paxman Warnick

Mitzi Ruiz

Gideon B Luck

Matthew Robert Byrd

Sumita T Jonak

David M Jones, Jr

Ana Maldonado

Arthur Quentin Smith

Oscar Guerra

Noe Alberto Martinez

Zachery C Lake

Jon D Mceachron

Ashley Raine Philbrick

Ramsey Devereaux

Thomas Wayne Schwarz, Jr

Sayeef Rahim

Dwayne Phillip Wilson

Mounica Urity

Brian Francisco Shipley

David Joaquin Harris

Subhalakshmi Selvam

Robert Andrew Massie

Timothy Benjamin Czerlinsky

Roberto Virgillio Jolliffe

Priyadarshini Badugu

Shayla Leigh Callis

Sean Michael Wayne Craig

Christopher Edward Flores

Brian J Osterkamp

A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.

Touchless authentication method and system

The embodiments described herein relate to systems and methods for managing or providing privacy in metaverses and/or to providing protection of a user within metaverses. In certain embodiments, a metaverse user privacy system may be used to prevent or discourage user data or private information from being compromised. Such limitations or prohibitions may be applied or enforced based on various factors, such as privacy or security settings specified by a user. In further aspects, the presently described techniques may facilitate protecting a user from known or suspected 'bad' actors or from entering portions of the metaverse presenting risks to the user. Similarly, in further aspects the presently described techniques may be implemented as configurable parental controls, allowing a parent or guardian to configure or specify the types on interactions and risks a child may be exposed to in metaverses.

Techniques for facilitating privacy and protection in metaverses

The present disclosure is related to a roadside assistance system that may utilize crowdsourcing to collect and monitor user data, such as user input and user behavior, to build a machine learning model. In response to receiving a request for roadside assistance from a driver, the roadside assistance system may utilize the machine learning model to identify a suitable user who may provide the requested roadside assistance within a suitable time, and guide the identified suitable user to a location of the requesting driver to perform the requested roadside service. Furthermore, the roadside assistance system may direct suitable user to supply locations to pick up certain supplies for the requested roadside service. Additionally, the roadside assistance system may utilize crowdsourcing to provide rental vehicles to users.

Crowd sourcing roadside assistance

Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or download confidential data stored in the chips. The chip cards are disabled when not ready to be used, such that the chips cannot be accessed by illicit devices, thus protecting the chip card owner and/or issuer from potential losses.

Chip card with on/off mechanisms

A method may include receiving, by a software application that may execute on a mobile device associated with an individual operating a vehicle, operational data associated with operation of the vehicle. The method may also include predicting, by the software application, one or more activities that the individual is expected to perform with respect to operation of the vehicle based at least in part on the operational data, and providing, by the software application via the mobile device, an indication of a recommendation to perform the one or more activities.

Systems and methods for providing real-time feedback based on operational data

A method may include receiving, via at least one processor, alert data that may include an alert associated with a vehicle identifier of an additional vehicle and location data. The method may then include cross referencing the alert data with image data to identify a match between the alert data and the image data, such that the image data is acquired over a period of time by one or more image sensors coupled to a vehicle. The method may also include presenting a notification via an electronic display of the vehicle in response to identifying a match between the alert data and the image data.

Monitoring and reacting to nearby moving vehicles

Embodiments of the present disclosure include systems and methods for generating push notifications relating to member benefits of members of an organization based on monitored activity of the members. For example, embodiments of the present disclosure include a push notification monitoring/generation system that includes one or more processors configured to execute computer-executable instructions, wherein the computer-executable instructions, when executed by the one or more processors, cause the one or more processors to receive data relating to member activity of a member of an organization; to analyze the data relating to the member activity to identify one or more member benefits provided by the organization, wherein the one or more member benefits are related to the member activity; and to automatically transmit one or more push notifications relating to the one or more member benefits to a member benefit application being executed on a computing device associated with the member.

Systems and methods for providing push notifications relating to existing benefits associated with a member account

The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.

Systems and methods for touchless in-person bank customer service

A computer-implemented method includes receiving, via processing circuitry and from a customer interface device (CID), a customer communication and first authentication data, searching, via the processing circuitry, a database for a customer account corresponding to the customer communication, receiving, at the processing circuitry and from the database, first registered data corresponding to the customer account, and determining, via the processing circuitry, a first security challenge having a first security level category of a plurality of security level categories. The computer-implemented method also includes determining, via the processing circuitry and based on a first comparison between the first authentication data and the first registered data, a first outcome of the first security challenge, and determining, via the processing circuitry, for a second security challenge, and based on the first outcome of the first security challenge, a second security level category of the plurality of security level categories, the second security level category differing from the first security level category.

System and method for improved phone and digital communication verification and efficiency

The current embodiments include systems and techniques for sharing information between vendors where the information is siloed due organizational constraints. Vendors that provide services for one entity of an organization may be unknown to another entity within the same organization. The systems and techniques provided herein facilitate sharing of this information of the vendor across various entities in the organization.

Systems and methods for sharing vendor information across entities in the workplace

A method includes receiving, via at least one processor, data from a plurality of data sources disposed within an area, the data including area data, emergency event data, and emergency resource data; generating, via the at least one processor, based on the data, a visualization including a graphical representation of the area based on the area data, the emergency event data, the emergency resource data, or any combination thereof; determining, based on an interaction with the visualization, an emergency response plan for a vehicle, wherein the response plan includes an evacuation plan; sending the emergency response plan to a vehicle system associated with the vehicle, wherein the vehicle system is configured to: determine a location associated with the emergency response plan; determine a route to the location; and send instructions to one or more traffic assets along the route to the location, the instructions configured to cause the one or more traffic assets to adjust one or more signals.

Augmented reality interface for visualizing and coordinating disaster event response efforts

Techniques provided herein employ a mesh network of wireless communication-enabled devices to monitor activity in a geographical area, such as a neighborhood or a parking lot. To this end, the mesh network monitoring system collects data about the devices found in the mesh network and establishes an expected activity level, which is used as a reference for comparing and classifying a current activity level. If the current activity level deviates significantly from the expected activity level, it may be classified as an unusual event. Upon detecting an unusual event, the mesh monitoring network may output a notification sent to the users of the devices in the mesh network. The mesh network monitoring system may help drivers determine availability of parking spots on a parking lot.

Systems and methods for detecting events in a mesh network

Embodiments of the present disclosure include systems and methods for managing group information such as electronic mail (i.e., email) communications, text message communications (e.g., including instant messaging), calendar entries, contact information, and so forth, to improve communication effectiveness between members of a group (e.g., a group of an organization, such as a company, school, and so forth). For example, the embodiments described herein include prioritizing certain subsets of group information management data associated with a particular member of the group, to provide certain subsets of group information management data associated with the particular member of the group during a time period that is determined based at least in part on prior activity (e.g., prior usage habits) of the particular member, and to recommend suggested time periods to interact with the particular member of the group to other members of the group based at least in part on the prior activity.

Systems and methods for improving communication effectiveness

Embodiments are described herein for systems and methods for continuously monitoring a network structure of one or more networks using a cloud-based network monitoring system, and rearranging, using the cloud-based network monitoring system, the network structure of the one or more networks to protect confidential and/or prioritized assets of the one or more networks based at least in part on the monitoring of the network structure of the one or more networks. In certain embodiments, the cloud-based network monitoring system is configured to continuously monitor a network structure of one or more networks, and to automatically rearrange the network structure of the one or more networks to protect confidential and/or prioritized assets of the one or more networks based at least in part on the continuous monitoring of the network structure of the one or more networks.

Cloud-based computing network structuring systems and methods

Embodiments are described herein for systems and methods for continuously monitoring an electronic device to determine if tampering is possibly occurring with respect to the electronic device. For example, in certain embodiments, a hardware monitoring device may be configured to be communicatively coupled to the electronic device, and to transmit a command signal indicative of a network connectivity alarm to the electronic device in response to detecting that the hardware monitoring device has lost connection with a communication network. In addition, in certain embodiments, the hardware monitoring device may also be configured to indirectly couple the electronic device to a power source, and to transmit a command signal indicative of a tampering alarm in response to detecting that the hardware monitoring device has lost connection with the power source.

Hardware monitoring systems and methods

Growing community of inventors

San Antonio, TX, United States of America

Timothy Blair Chalmers