Jpmorgan Chase Bank, N.a.

Bank of America Corporation

Tiffany Ashley Wan

John Corwin Hunter

Palka S Patel

Tyrone Lobban

Christine Moy

Samer Falah

Suresh Shetty

Tulasi Movva

Naveen Mallela

Sudhir Upadhyay

Umar Farooq

Elizabeth Polanco Aquino

Luciane Sant'Anna

Leticia Pui Sze Lim

Oliver Harris

Jesse Scott Drake

Brandon Matthew Castagna

Raghvendra Singh

Amy M Leslie

Jason Zehr

John L Biloz

Sejdo Radoncic

Stephen Hoffman

Kevin P Point

Andrew M Dresner

Systems and methods for token-based cross-currency interoperability are disclosed. In one embodiment, in a first financial institution information processing apparatus comprising at least one computer processor, a method for conducting a token-based cross-currency transaction may include: (1) receiving, from a first party, a transaction initiation request for a transaction amount to a second party; (2) deducting the transaction amount from a fiat currency account for the first party; (3) creating a token amount of tokens for the transaction amount; (4) writing the token amount to a distributed ledger; and (5) transferring the token amount of tokens to a second financial institution for the second party.

Systems and methods for token-based cross-currency interoperability

Systems, computer program products, and methods are described herein for automatic provisioning of limited-transferability electronic certificates associated with events. The present invention may be configured to receive event data including event information associated with an event, receive user data including user information associated with a user, where the user is associated with the event, and generate, based on the event data and the user data, an electronic digital certificate. The present invention may be configured to store the electronic digital certificate on a distributed ledger and generate, on the distributed ledger, a smart contract associated with the electronic digital certificate that prevents transfer of the electronic digital certificate. The present invention may be configured to record, on the distributed ledger, that the user owns the electronic digital certificate and provide, to a user device associated with the user, a notification that the user owns the electronic digital certificate.

Electronic system for automatic provisioning of limited-transferability electronic digital certificates associated with events

The invention relates to creating a secure, decentralized, cloud-based network or physical/virtual infrastructure that enables the payments industry to redefine payment processing and information sharing. The innovative network addresses key pain points by reducing payment delays and touch points, realizing faster and comprehensive payment tracking, real-time sanctions, AML and fraud management tools.

System and method for implementing an interbank information network

The invention relates to a system that implements an electronic exchange for bill pay transactions. The system comprises an electronic exchange network coupled to an electronic input, a memory component and a computer processor configured to perform the steps of: receiving electronic data files and payment files from a plurality of disparate bill payors; distributing data and funds to each participating lockbox provider file; creating an image of each transaction in the form of a non-negotiable check; creating image files for each lockbox provider participant from a plurality of lockbox provider participants, wherein each image file is indexed to each data file; consolidating image files, data files and payment files into an electronic package for each lockbox provider participant; and transmitting the electronic package to a respective lockbox provider participant.

Method and system for implementing an electronic exchange for bill pay transactions

System and methods for distributed ledger-based floorplanning are disclosed. According to one embodiment, in an information processing device comprising at least one computer processor and a distributed ledger system, a method for distributed ledger-based floorplanning may include: (1) receiving, at the distributed ledger system, an identifier for a trackable resource and resource status data for the trackable resource; (2) writing the identifier and the resource status data to a distributed ledger; (3) receiving, at the distributed ledger, an update to the resource status data for the trackable resource; (4) writing the update to the distributed ledger; and (5) executing a smart contract based on the update to the resource status data.

Systems and methods for distributed ledger-based floorplanning

Three point knob

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New York, NY, United States of America

Tiffany Ashley Wan