Mastercard International Incorporated

Thomas Veraart

Simon O'Regan

Charles Sangwon Lee

Femi Odunuga

Systems and methods are provided for imposing physical actions, by endpoints, based on activities by users. One such method includes storing multiple rules in a data structure, where each of the multiple rules indicates a physical action to be performed in response to an activity, and then receiving, by a computing device, an activity message including data indicative of an activity of a user. The method also includes retrieving, by the computing device, one of the multiple rules from the data structure based on the data indicative of the activity and identifying, by the computing device, the physical action included in the one of the multiple rules. The method then includes transmitting, by the computing device, an order for the identified physical action to an endpoint, whereby the endpoint commands a drone to perform the identified physical action as a response to the activity of the user.

Systems and methods for imposing physical actions, by endpoints, based on activities by users

A method and a system are provided for secure authorization of credentials using a voice enabled device. The user device encodes encrypted authorization credentials into an inaudible soundwave and emits the soundwave via a speaker to the voice enabled device. The voice enabled device, while in a listening state, detects the inaudible soundwave via a microphone. The voice enabled device decodes the inaudible soundwave and transmits the cryptographically secured authorization information by the payment card system.

System and method for authorizing credentials via a voice enabled device

Systems and methods are provided for imposing physical actions, by endpoints, based on activities by users. One such method includes imposing a physical actions via a drone, by an endpoint associated with the drone, based on an activity undertaken by a user. The method includes receiving, by a computing device, an activity message including data indicative of an activity of a user and retrieving at least on rule from a data structure based on the data indicative of the activity where the at least one rule includes a physical action for said activity of the user. The method then includes identifying, by the computing device, the physical action from the at least one rule and transmitting, by the computing device, an order for the physical action to an endpoint, whereby the endpoint commands a drone to perform the physical action.

Various implementations directed to a system and method for product delivery using a fulfillment model are provided. In one implementation, a method may include generating a fulfillment database for fulfillers, where the fulfillment database includes inventory data and location data. The method may also include receiving order data from an originator, where the order data includes delivery data and product data corresponding to a transaction between a customer and the originator, and where the product data includes data corresponding to a product purchased by the customer from the originator. The method may further include determining optimal prices for the fulfillers using a pricing model based on the order data and the fulfillment database. The method may additionally include selecting a first fulfiller using a fulfillment model based on the order data, the fulfillment database, and the optimal prices.

System and method for product delivery using a fulfillment model

A method and a system are provided for secure payment card transactions using a voice enabled device. The user device encodes a tokenized payment card transaction into an inaudible soundwave and emits the soundwave via a speaker to the voice enabled device. The voice enabled device, while in a listening state, detects the inaudible soundwave via a microphone. The voice enabled device decrypts the inaudible soundwave and transmits the decrypted tokenized payment for downstream processing by the payment card system.

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Manhasset, NY, United States of America

Thomas Veraart