United Services Automobile Association (Usaa)

Thomas D Clark

Kevin Anthony Kossow

Michael C Nickel

Evgenia Voskresenskaya Strudell

Julee Dyer

A system of electronic identity verification across multiple services is provided and includes a password vault module adapted to enable a user to store a plurality of credentials for respective services of the user's choosing as well as a federated identity module adapted to enable a user to provide a single sign-on credential for a plurality of subscribing services. A common login module is accessible to both the password vault module and the federated identity module. When the user logs into the common login module, the user is authenticated for both services of the user's choosing and subscribing services. The system migrates stored user credentials in the password vault module to the federated identity module when a user-chosen service becomes a subscribing service. An integrated mobile wallet module enables financial transactions between the user and both the user-chosen services and subscribing services.

Systems and methods of integrated identity verification

An identification of a customer and identification of a webpage to be transmitted to the customer from a first data system are received. Message content is selectively inserted from at least one second data system for the identified customer into the identified webpage. The first data system is thereafter notified to transmit the webpage from the first data system to a computer system associated with the identified customer. Message content may be generated by the at least one second data system relating to the customer's interaction with the at least one second data system. Selective insertion and notification may be achieved by a message system. The transmission of the customer/web page identification to the message system and the transmission of the identified web page to the customer may be achieved by the first data system. The display of the message content on the web page accessed by the customer via the first data system may notify the customer about the customer's interaction with the at least one second data system.

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San Antonio, TX, United States of America

Thomas D Clark