Bank of America Corporation

Terry L Lewis

Robert W Johnston

Vanesa Mitrevski

Amit Pandey

Cheryl Robinson

Greg Clark

Dawn Patton

Patricia A Stewart

Ravi Narasshiman

Coleen C Morgan

Mike Fabian

Gopalakrishnan Kandasamy

Jennifer Ona

Joseph L Hayes

Janan Abou-Chakra

Enjyi E Hannans

Swathi Chanda

David Divers

Vasan Srini Subramanian

Vivek Vinayak Mehendale

Rick Forbis

Robin W Glowski

Robert Morris Black

Robert S Hepler

Jose Gilberto Guerra-Leal

Keith Loving

Dave Mauney

A transaction processing system capable of processing transactions and implementing a flexible circuit breaker process during a cyber event. A circuit breaker module initiates a circuit breaker event (CBE), an account identification module identifies one or more affected accounts, and a rule generation module generates conditional rules for evaluating each transaction presented to a transaction processing module. If a transaction presented to the transaction processing module satisfies the conditional rule, the transaction is not processed. Transactions not processed are stored in memory and groups of impacted transactions are assigned to resource modules based on common characteristics. The resource module determines if impacted transactions should be allowed to process. A message notification module monitors and receives notifications and updates a dashboard display to allow users to visualize the impact of a cyber event.

Intelligent systems for identifying transactions associated with an institution impacted by an event using a dashboard

A transaction processing system capable of processing transactions and implementing a flexible circuit breaker process during an event. A circuit breaker module initiates a circuit breaker event (CBE), an account identification module identifies one or more affected account IDs, and a rule generation module generates conditional rules for evaluating each transaction presented to a transaction processing module. If a transaction presented to the transaction processing module satisfies the conditional rule, the transaction is not processed. Transactions not processed are stored in memory and groups of impacted transactions are assigned to resource modules based on common characteristics. The resource module determines if impacted transactions should be allowed to process.

Intelligent systems for identifying transactions associated with an institution impacted by an event

Techniques for supporting an automated clearing house system (ACH) for facilitating resolution of ACH transactions. When a transaction item is blocked for an account, the associated transaction is paused so that the transaction item can be presented to the client. When the indication from the client is indicative of accepting the transaction item, the transaction is allowed to process. When the indication is indicative of returning the transaction item, the transaction is stopped and the transaction item is returned. On-line authorization maintenance information may be received from the client so that transaction items can be processed based on the on-line authorization maintenance information, which may be used edit a current authorization entry or to create a new authorization entry for a trading partner. A decision to approve a blocked transaction item may be decided by an employee of a client. However, approval may further require approval by a second employee.

System supporting automated clearing house (ACH) features

Air cleaning and filtering unit to be mounted to underside of car roof

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Denver, NC, United States of America

Terry L Lewis