State Farm Mutual Automobile Insurance Company

Blueowl, LLC

Taylor Michael Thiel

Scott T Christensen

Anuj Dahiya

Kenneth Jason Sanchez

Aaron Scott Chan

Meghan Sims Goldfarb

Utku Pamuksuz

Yue Liu

Yuhao Zhou

Yuetong Xing

Keely Renwick

Harshit Agarwal

Abhinav Rai

Shashwat Gupta

Pravita Tolanavar

Sanjiv Kumar

Apparatuses, systems and methods are provided for generating a vehicle driver signature. More particularly, apparatuses, systems and methods are provided for generating a vehicle driver signature based on current image data, previously classified image data, and vehicle dynamics data.

Apparatuses, systems and methods for generating a vehicle driver signature

Apparatuses, systems and methods are provided for generating a vehicle driver signature. More particularly, apparatuses, systems and methods are provided for generating a vehicle driver signature based on vehicle interior image data and vehicle dynamics data. The vehicle interior image data may be representative of an identification of a particular individual. The vehicle dynamics data may be representative of a particular driving style, or driving behavior, associated with a particular individual.

Systems and methods for assessing vehicle operation are provided. According to certain aspects, an electronic device may receive and analyze image data depicting an individual located within a vehicle. The electronic device may also access and compile certain data related to an environment of the vehicle, and specifically to the vehicle's position relative to the sun. According to embodiments, the electronic device may determine, based on the accessed data, whether the vehicle is traveling into a direction of the sun, and may generate and record an indication of the same.

Systems and methods for assessing vehicle operation in a direction of sunlight

A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include metrics indicative of different driving behaviors and/or different features of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis that includes executing a clustering algorithm may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.

Driver identification for trips associated with anonymous vehicle telematics data

Historical vehicle telematics data, corresponding to trips known to have been driven by specific persons within a limited pool of potential drivers, may be processed to generate a statistical model that is customized for those persons. Once generated, the custom statistical model may be used to process vehicle telematics data from trips where it is known that the driver was one of the drivers in the pool of drivers, but the specific identify of the driver is not known. Because the statistical model is specifically optimized or designed to distinguish among the drivers in the pool, the model may be more accurate than universal driver identification models.

Driver identification among a limited pool of potential drivers

A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include one or more metrics each indicative of a different driving behavior or a different feature of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.

Growing community of inventors

Urbana, IL, United States of America

Taylor Michael Thiel