Jpmorgan Chase Bank, N.a.

Syed Rizwan Ali

Howard Spector

Tuan Q Dao

David Christopher Carey

Mizan Miah

Sangameswara Rao Panchomarthi

Ashok Reddy

John L Oliver, Iii

Amit Rajwani

Rajini Kakarla

Ankita Mehta

Vandana S Dubay

Neela Mukherjee

A K M Nazmus Sakib

Marc Dilodovico

Robert Crooks

Method and systems for securely and accurately authenticating a payment card by using biometric information associated with an authorized user is provided. The method may be implemented by providing a payment card that includes a processor; a display area coupled to the processor and configured to hide account information when the payment card has not been authenticated and to display the account information for a predetermined time interval when the payment card is authenticated; a sensor coupled to the processor and configured to capture biometric information of a user; and a communication interface coupled to the processor and configured to facilitate wireless communication with a mobile smart phone.

Method and system for payment card authentication

Systems and methods for conducting person to person (P2P) transactions using points are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for person-to-person reward points gifting may include: (1) receiving, from a bank customer, a request to issue a reward points gift to a gift recipient, the request identifying gift recipient contact information for the gift recipient and a reward points amount; (2) sending a notification to the gift recipient contact information for the gift recipient to log in a gift recipient account to redeem the reward points gift; and (3) transferring the reward points amount to a gift recipient reward points account.

Systems and methods for conducting person to person transactions using reward points

Growing community of inventors

Aston, PA, United States of America

Syed Rizwan Ali