Visa International Service Association

Swapnil Vasant Mhasde

Francois Hribovsek

Dong Soon Denis Kang

Guan Heng Christophe Yeo

Evgeny Kozlov

Alexey Oreshin, Iv

Harsha Sathyanarayana Naga

Vadim Grevtsov

A method is disclosed and includes receiving an alias resolve request message comprising an alias from a transfer server, and then transmitting the alias resolve request message comprising the alias to plurality of mapping computers. Then, a plurality of alias resolve response messages are received from the plurality of mapping computers, the plurality of alias resolve response messages respectively comprising a plurality of credentials or tokens. A credential or token from the plurality of credentials or tokens is then determined and transmitted to transfer server computer. The transfer server computer conducts a transaction process using the determined credential or token.

Alias directory

Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.

Access identifier provisioning to application

Growing community of inventors

Singapore, Singapore

Swapnil Vasant Mhasde