Wells Fargo Bank, N.a.

Sushil Kumar Vyas

Naga Adapala

Carine P Gursky

Gregg R Napoli

Kristin K Koppelman

Jeannette Woodbury

Feiwen Xu

Dove Vallender

Sanjay Mishra

Autumn Krischer

Elise M Chapman

A provider institution computing system includes a customer database structured to retrievably store information relating to a customer of an originator institution associated with an originator computing system and a transaction processing circuit coupled to the customer database. The transaction processing circuit is structured to receive, from an originator computing system, information including at least information for a destination account at a destination institution, generate a first transaction request including a transaction identification code associated with the first transaction request including an originator identifier corresponding to the originator computing system, transmit to one of a plurality of institutions a tracking request including the originator identifier and an instruction to provide a tracking update for the first transaction request, provide a user interface that includes a list of transaction requests having transaction identification codes associated with the customer, and provide information regarding a travel history of the first transaction request.

Systems and methods for trackable transaction requests

A provider institution computing system includes a customer database storing customer information, a network interface circuit structured to enable an exchange of information over a network, and a transaction circuit generating trackable transaction requests. The transaction circuit is structured to: receive information including a transaction type and destination account information; generate a transaction request including at least one tracking instruction and a transaction identification code associated with the transaction request; transmit the transaction request to a correspondent institution; generate a graphical user interface that includes a list of transaction requests that have transaction identification codes associated with the customer, the list including tracking information, the transaction identification code, and information regarding an estimated date that the first transaction request will be settled; provide the graphical user interface to a customer device; provide information regarding a travel history of the transaction request; and settle the transaction request.

According to one example embodiment, a computer implemented method performed by a funds transfer computing system, includes registering a beneficiary to a rating system. Registering the beneficiary comprises receiving identifying information including at least one of a receiving account, a financial institution associated with the receiving account, a beneficiary location, a beneficiary name, and an authentication factor. An identity of the beneficiary is validated in response to the received identifying information. A trust score for the beneficiary is generated. The trust score is indicative of the beneficiary's likelihood of being approved to receive funds in an international funds transfer between the beneficiary and a payor.

Systems and methods for a beneficiary pre-approval

Systems and methods relating to generating trackable transaction requests are disclosed. A financial institution computing system includes a customer database storing financial information and tracking information, a network interface circuit enabling the financial institution computing system to exchange information over a network, and a transaction circuit generating trackable transaction requests across a plurality of financial institutions. The transaction circuit receives financial information from an originator computing system over the network and generates a corresponding transaction request including a transaction identification code. The transaction request is transmitted to a correspondent institution over the network and tracking information is received from at least one correspondent institution. The tracking information is provided to the originator computing system the transaction circuit settles the transaction request.

Growing community of inventors

Waxhaw, NC, United States of America

Sushil Kumar Vyas