Affirmed Networks, Inc.

Surya Vemuri

Srinivas Kappla

Krishna Gundamaraju

Systems and methods are disclosed for directing a mobile device user with insufficient mobile credit to secondary pay sites. A PCRF receives a request from a mobile device corresponding to a user. The PCRF detects credit associated with a user mobile network usage account is below a threshold and assigns a tag to the request, the tag including redirect site information and secondary site information, the redirect site information including at least one network identifier corresponding to a redirect site and the secondary site information including at least one network identifier corresponding to a payment site accessible by the user when the credit associated with the user mobile network usage account is below the threshold. The PCRF transmits the request and the corresponding tag to a PCEF for routing the user to the at least one of the redirect site and the at least one payment site.

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Columbia, MD, United States of America

Surya Vemuri