Spireon, Inc.

Steven Gertz

Richard Frank Pearlman

Sean Michael Walsh

Daris Amon Schantz

Alec Michael Hale-Pletka

Brad Jarvis

Richard Pearlman

Alec Hale-Pletka

Daris Schantz

Sean Walsh

Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.

Insurance rate optimization through driver behavior monitoring

Growing community of inventors

Smyrna, GA, United States of America

Steven Gertz