Mozido, Inc.

Steve Bacastow

Michael A Liberty

Mike Love

Aliaksandr Manusovich

Teri Harwood

A system and method for adapting the look, feel, and behavior of a mobile application based on the user, location or environment in which it is used.

System and method for adaptive mobile application

Embodiments are directed to selecting a debit network using a quick response (QR) code and to processing a payment using a debit network selected according to information embedded in a QR code. In one scenario, a mobile computer system receives input indicating that a user has initiated a payment for various items sold by a provider of goods or services. The mobile computer system determines that the user or the provider has specified a preference indicating which debit network is to be used to process the payment. The mobile computer system then generates a QR code with the debit network selection and portions of the user's debit account information embedded in the QR code, and sends the generated QR code to a payment processing system. The payment processing system may be cloud-based, or may be run locally at the provider's point of sale.

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Cumming, GA, United States of America

Steve Bacastow