Mastercard International Incorporated

Stephen Toner

Oran Cummins

Stephen Elder

Derek Humphreys

Andrea Rizzini

Christopher John Merz

Adam Kenneth Hosp

Mostafa Hussein Sabet

Joshua Kessler

Alan Cooke

Chris O'Mahony

Matthew Richard Stocke

Alex Staveley

Stephen P Hendrix

Peter D Kaulbach

Eammon Doyle

Rigo Van Den Broeck

Andrey Shishlo

Edward Kilbaine

Golnaz Amininejad

Maurice O'Connor

Benoit Maloir

Bryan O'Sullivan

A multi-merchant portal that enables a user to access e-commerce stores is provided. Each e-commerce store has respective merchant categories browsable by the user at a customer device through the portal, each merchant category comprising products available for purchase from a respective merchant. In response to receiving a request from the customer device to switch access of the user browsing a selected merchant category of the first merchant in a first e-commerce store, to a second e-commerce store, the portal determines a system category corresponding to the selected merchant category using mapping data mapping merchant categories to system categories and then determines a destination merchant category of the second merchant in the second e-commerce store corresponding to the determined system category using mapping data mapping the system categories to the merchant categories. The portal switches user's access to the destination merchant category in the second e-commerce store.

Multi-merchant portal for e-commerce

An enhanced smart refrigerator (ESR) for automatically populating a virtual shopping cart is provided. The ESR stores a purchase log including a purchase history of a target product. The ESR determines a current interval between a most recent delivery date and a proposed next delivery date based on the purchase history of the target product, and calculates a purchase propensity for the target product based on the current interval and the purchase history of the target product, and automatically adds the product to the virtual shopping cart for submission to a party for purchase of the target product if the purchase propensity meets a first criteria.

Enhanced smart refrigerator systems and methods

An exemplary method for distributing an offer to a mobile device includes identifying a location of a first mobile device, identifying offer preferences for a user of the first mobile device, and distributing the offer to the first mobile device. The offer is an offer for the purchase of goods or services, the offer meets the offer preferences of the user of the first mobile device, and the offer is encoded with a first offer identifier corresponding to the user of the first mobile device.

Method and apparatus for distributing advertisements using social networks and financial transaction card networks

An application providing method including: storing, at a memory of a cloud-based computing resource, at least two web-based applications; allowing a computing device of a user, after the user has gained access to a website of a financial institution of which the user has an account, to access the application offering page identifying the at least two web-based applications that are stored on the cloud-based computing resource; receiving, in the cloud-based computing resource, a selection of an application from the application offering page; transmitting, from the cloud-based computing resource to the computing device, data that allows the selected application to be displayed on the computing device, the selected application being stored on the cloud-based computing resource; and transmitting, from the cloud-based computing resource to the computing device, data that allows data pertaining to the user that was previously stored by the financial institution to be displayed on the computing device.

Method and system of providing financial transaction card related mobile apps

Growing community of inventors

Dublin, Ireland

Stephen Toner