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Berwyn, PA, United States of America

Stephen Payne

Average Co-Inventor Count = 2.00

ph-index = 1

The patent ph-index is calculated by counting the number of publications for which an author has been cited by other authors at least that same number of times.

Forward Citations = 3

Stephen PayneMitchell H Ruebush (6 patents)Stephen PayneStephen Payne (6 patents)Mitchell H RuebushMitchell H Ruebush (8 patents)
..
Inventor’s number of patents
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Strength of working relationships

Company Filing History:

1. Capital One Services, LLC (4 from 6,150 patents)

2. Capital One Financial Corporation (2 from 207 patents)


6 patents:

1. 12026772 - Systems and methods for managing a loan application

2. 11403703 - Systems and methods for managing a loan application

3. 10991039 - Systems and methods for managing a loan application

4. 10839455 - Systems and methods for managing a loan application

5. 10269063 - Systems and methods for managing a loan application

6. 10262363 - Systems and methods for managing a loan application

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as of
12/15/2025
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