Mastercard International Incorporated

Stephane Wyper

Manash Bhattacharjee

Ioannis Tsampalis

Peter Balsavias

Kevin Michael Morris

Eric Canfield

Susan Skelsey

Katherine Lindequist

Kelley McDermott

Kelley Mcdermott

A frictionless shopping platform supports modular systems to outfit any physical store with a secure self-checkout experience. The frictionless shopping platform can communicate with a kiosk or mobile application to obtain customer information including payment information; a shopping sensor platform that tracks a user in the store to obtain anonymous shopper identification and associated shopping cart items; and a financial services provider to affect payment.

Frictionless shopping method and system

A method for contactless withdrawal at an automated teller machine includes: receiving, by a receiver of a computing device, a first signal indicating proximity to a first predetermined geographic location; displaying, by a display interfaced with the computing device, a prompt associated with the predetermined geographic location; receiving, by an input device interfaced with the computing device, one or more parameters and a credential selection; receiving, by the computing device, a second signal indicating proximity to a second predetermined geographic location; and transmitting, by a transmitter of the computing device, at least the one or more parameters and credentials associated with the credential selection to an automated teller machine located at the second predetermined geographic location.

Method and system for contactless withdrawal from an ATM

Systems and methods are provided for assessing one or more fees in connection with occupancy of a user at a shared office environment. One exemplary method includes receiving, from a sensor associated with a workstation, confirmation of a presence of a user at the workstation, and receiving, from the sensor, an occupancy interval based on the presence of the user at the workstation up to a departure of the user from the workstation. The method also includes, in response to receiving the occupancy interval, determining a fee associated with occupancy of the workstation by the user, based on at least the occupancy interval, and initiating a transaction to a payment account associated with the user for the determined fee, thereby providing payment specific to the occupancy of the workstation by the user substantially upon the departure of the user from the workstation.

Systems and methods for use in tracking usage of assets based on sensors associated with the assets

Exemplary systems and methods are disclosed for providing access through security key pairs. One exemplary method includes generating, by a platform, a key pair specific to a user and associated with an access period to an asset, where the key pair includes a first key and a second key associated with the first key, and storing the key pair in a data structure. The method also includes distributing the first key to an application associated with the user and distributing the second key to an access system of the asset. The method further includes receiving an access request for the asset during the access period and including the first key, identifying from the data structure the second key of the key pair based on the received first key, and transmitting a message including the second key to the access system for allowing, or not, access to the asset.

Growing community of inventors

Woodland Hills, CA, United States of America

Stephane Wyper