Computer Sciences Corporation

Stefan Wahlbin

Tim Johnston

Kathleen E Rourke

Kimberly Wiesman

Gilda Reynolds

Methods and systems are provided for adjusting estimates of liability associated with past or theoretical accidents. In an embodiment, the characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. In one embodiment, liability estimates associated with past or theoretical accidents or characteristics of past or theoretical accidents may be adjusted The characteristics may include: conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident.

Computerized method and system of displaying a roadway configuration relating to an accident

Computer-implemented methods and systems for creating pre-configured claim reports including estimated liability for a vehicle accident are provided. In an embodiment, claim information on a computer system required by a pre-configured claim report for an accident may be accessed from a database. In some embodiments, the claim information may be accessed if a user-specified condition is met. In other embodiments, the claim information may be accessed periodically following a user-specified time period. A pre-configured claim report may be created from the accessed claim information. In certain embodiments, the pre-configured claim report may be sent to a user-specified location.

Computerized method and system for creating pre-configured claim reports including liability in an accident estimated using a computer system

A graphical display in an insurance processing system is disclosed. The graphical display may include a representation of a human body. The representation of the human body may provide information to a user that is helpful in specifying insurance claim information. For example, the representation may provide information regarding body parts, information regarding injury codes, information regarding common injuries, information regarding common treatments and/or information regarding treatment codes. The representation may also be used to provide input into the insurance processing system.

Graphical input display in an insurance processing system

Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

Computerized method and system of liability assessment for an accident

Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, a roadway configuration of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be a roadway configuration. The computer system may display one or more of the roadway configurations in the memory as a graphical image on the graphical user interface. A user may select a roadway configuration of the vehicle accident from the graphical user interface.

Computerized method and system of liability assessment for an accident using environmental, vehicle, and driver conditions and driver actions

Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, an accident type of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be an accident type. The computer system may display one or more of the accident types in the memory as a graphical image on the graphical user interface. A user may select an accident type of the vehicle accident from the graphical user interface.

Computerized method and system of assigning an absolute liability value for an accident

Methods and systems are provided for assigning liability estimates to past or theoretical accidents. Embodiments may be used in association with methods and systems for estimating liability in a vehicle accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from the assigned liability associated with a nearest matching past or theoretical accident.

Computerized method and system for providing claims data to an accident liability assessment program

Methods and systems are provided for adjusting liability estimates associated with past or theoretical accidents. Embodiments may be used in association with methods and systems for estimating liability in a vehicle accident. In an embodiment, liability estimates may be associated with past or theoretical accidents. The liability estimates associated with the past or theoretical accidents may be used in methods and systems for estimating liability in a vehicle accident. The liability estimates associated with the past or theoretical accidents may be tested to determine if they yield a desired or expected liability estimate for a real accident. If the liability estimates associated with the past or theoretical accidents do not yield the desired or expected liability estimate for the real accident they may be adjusted.

Computerized method and system of displaying an accident type

Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. In an embodiment, impact points may be grouped into impact groups. A base liability may be assigned to each impact group. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

Computerized method and system of assessing liability for an accident using impact groups

A computer-implemented method and system for determining breach of duty in premises liability for an accident is provided. In one embodiment, breach of duty may be determined from characteristics of the accident. Characteristics may be provided to the computer system and evaluated to determine the breach of duty. In an embodiment, characteristics may include an insured type. Breach of duty may be determined for a claimant that includes an invitee, licensee, or trespasser.

Computerized method and system for determining breach of duty in premises liability for an accident

A computer-implemented method and system for estimating a contribution of a defense to premises liability is provided. In one embodiment, a set of characteristics of an accident may be provided to a computer system. A contribution of the defense may be determined from at least one of the characteristics of the accident. In one embodiment, a characteristic may include a location of the accident. The defense may selected from a group of one or more defenses.

Computerized method and system for determining the contribution of defenses to premises liability for an accident

Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, at least one stopping distance of a vehicle may be estimated. In some embodiments, a stopping distance may include an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident. A perception distance that may correspond to an approximate distance from the accident at which the vehicle sensed danger of an accident may be estimated. In certain embodiments, an opportunity of the vehicle to avoid the accident using the perception distance may be assessed. Some embodiments may include estimating an effect on liability based on the opportunity to avoid the accident.

Computerized method and system for estimating an effect on liability based on the stopping distance of vehicles

Methods and systems are provided for estimating liability in an accident. In an embodiment, a liability estimate may include an upper bound of liability and a lower bound of liability. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

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Austin, TX, United States of America

Stefan Wahlbin