Jpmorgan Chase Bank, N.a.

Stanley M DeVan, Jr

Ayman A Hammad

Howard Spector

Tuan Q Dao

Craig M Mullaney

Sangameswara Rao Panchomarthi

Steve Markwell

Soumyajit Ghosh

Deborah Myers

David Anthony Quesenberry

Satyajit Arivukkodi Krishnamurthy

Jamie L Novak

Sairam Naragoni

Naga Virajitha Kommera

Richard B Walcutt

Kenneth L Nieman

Sean Sexton

A method and a system for utilizing dynamic data partitioning to ensure consistency of event publications with associated business transactions in a distributed microservices architecture in order to optimize efficiency in polling data are provided. The method includes: defining a hash space that includes a range of assignable hash values; deploying a respective instance of each microservice to form a cluster of microservices within the distributed microservices architecture; allocating a respective subset of the hash space to each microservice; and facilitating a data polling capability with respect to a data table based on the allocated respective subset of the hash space and the deployed respective instance for each microservice.

Method and system for dynamic data partitioning and efficient polling in distributed microservices architecture

System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.

Systems and methods for managing third party tokens and transactions across issuer ecosystems

A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.

Integrated electronic disbursement and cash flow management system and method

A method for facilitating data synchronization across a plurality of platforms is provided. The method includes retrieving a change event, the change event corresponding to an event stream from a first platform; parsing the change event to identify a record and a data operation; examining a synchronization database to determine whether a corresponding record is persisted in a database of a second platform; inserting the record into the synchronization database when the corresponding record is not persisted in the platform, the inserted record including a change indicator; and updating, by using the synchronization database, the database of the second platform to include the record.

Method and system for data synchronization

A cash flow management system is provided within a host system for facilitating cash flow management for businesses. The cash flow management system includes an electronic billing and invoicing computing system enabling generation and transmission of electronic bills based on business invoices and for displaying the generated bills for payment and an integrated receivables and reconciliation system receiving notification of received payments and for matching received payments with the generated invoices. The system additionally includes a communication interface for allowing the cash flow management system to communicate with multiple financial management systems accessible to the host enterprise, the systems including at least an accounting system, the integrated receivables management system receiving information from the financial management systems within the host system to facilitate management of cash flow for the businesses using the cash flow management system for electronic billing.

Integrated electronic cash flow management system and method

Growing community of inventors

Mount Royal, NJ, United States of America

Stanley M DeVan, Jr