Visa International Service Association

Stanislav Tsikine

Santosh Lachhman Achhra

Sergey Alex Paykis

Tarun Jain

A mobile device may include a location determination device, a mobile application, a plurality of wireless communication devices, and a user interface for the mobile application. The mobile device may be coupled, via wireless connections, with a wearable device to capture identification information of the object and a remote portal to determine whether a data warehouse coupled with the portal stores a predetermined type of data associating the identification information and the mobile device. If so, the mobile device may generate an alert on the mobile device and prompt the user to accept an operation related to the object. If the user accepts the operation, the mobile application may monitor the location of the mobile device and initiate the operation based on the location of the mobile device.

Virtual reality and augmented reality systems and methods to generate mobile alerts

A method is disclosed. The method includes receiving an authorization request message for a transaction from an access device. The authorization request message includes a value and an account identifier. The user device is used by a user to conduct a transaction with the resource provider. The method also includes determining an activity metric associated with the user of the user device, determining a value alteration based at least in part on the activity metric, and applying the value alteration to the value for the transaction.

System and method for activity based interaction

A mobile device, include: a location determination device; a mobile application; a plurality of wireless communication devices; and a user interface for the mobile application. The mobile device is coupled, via wireless connections, with a wearable device to capture identification information of the object, a remote portal to determine whether data warehouse coupled with the portal stores a predetermined type of data associating the identification information and the mobile device; and if so, the mobile device generates an alert on the mobile device, and prompts the user to accept an operation related to the object. If the user accepts with operation, the mobile application is configured to monitor the location of the mobile device and initiate the operation based on the location of the mobile device.

Growing community of inventors

San Jose, CA, United States of America

Stanislav Tsikine