State Farm Mutual Automobile Insurance Company

Stan E Gozur

Phillip Sangpil Moon

Jeremy Shawn Fogg

Bernardo Bracero

Jeffrey Wilson Stoiber

Sunish Shreenarayan Menon

Weixin Wu

Provided herein is a damage prevention and mitigation (DPM) computing device including at least one processor in communication with a memory device. The at least one processor may be configured to identify a plurality of property parameters associated with a property wherein the property parameters are associated with one of a structure and design of the property; receive, via one or more telematics sensors, property telematics data; determine one or more damage factors associated with the property, wherein each damage factor includes an aspect of the property that increases a likelihood of the property incurring some damage; and generate a damage profile for the property based upon the determined damage factors, wherein the damage profile includes at least (a) one or more recommendations to address the damage factors and mitigate the likelihood that the property will incur damage, and (b) an insurance coverage amount for the property.

Systems and methods for property damage prevention and mitigation

Provided herein is a modeling computing device including a processor in communication with a memory device. The processor is configured to: (i) retrieve, from the at least one memory device, historical data associated with a plurality of users, wherein the historical data includes historical liability amount data and historical user data, and wherein the historical user data includes at least one of historical personal information, historical vehicle telematics data, and historical environmental data, (ii) generate a model that relates the historical liability amount data and the historical user data, (iii) store the model in the at least one memory device, (iv) collect current user data associated with a candidate user, wherein the current user data includes current personal information, current vehicle telematics data, and current environmental data, and (v) analyze the collected current user data using the generated model.

Systems and methods for modeling telematics, positioning, and environmental data

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Bloomington, IL, United States of America

Stan E Gozur