Jpmorgan Chase Bank, N.a.

Srinivasan Baskaran

Mizan Miah

Venkata Sudheer Babu Chundi

Carlos Romero

Rasanjaya Herath Mudiyanselage

Akmsaleh Sultan

Cesar Lopez Garcia

Justin Robinson

A method for facilitating contactless payment at a point-of-sale is disclosed. The method includes receiving, via a terminal, a selection from a user at the point-of-sale, the selection corresponding to a payment preference; determining a transaction type based on the selection, the transaction type including a first transaction via a digital payment network and a second transaction via a mobile wallet; providing, via the terminal, transaction information and a transaction token to a mobile device that is associated with the user based on the determined transaction type; receiving, via the mobile device, a transaction request that includes the transaction information, the transaction token, and user payment information; initiating an electronic transaction based on the transaction request; and transmitting a result of the electronic transaction to the terminal and to the mobile device.

Method and system for facilitating contactless payment

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McKinney, TX, United States of America

Srinivasan Baskaran