Consumerinfo. Com, Inc.

Experian Information Solutions, Inc.

Srikumar Puthupadi Kanthadai

Michelle Felice-Steele

Aga Dzhafar Hady Ogiu Dzhafarov

Ravi Devesetti

Gregory Lennox Wright

Donna Meryl Smith

Jeff Softley

Marizette Galvez

Michele Raneri

Ujjayan Banerjee

Shivakumar Ramanathan

Pat Finneran

Mukeshkumar G Patel

Joe Manna

Paul DeSaulniers

Dwayne Charles Jacobs

A data processing system is disclosed for data processing, including database and file management, as well accessing one or more databases or other data structures, authenticating users, and categorizing data items for addition to the database system. In some embodiments, the system may be configured to coordinate access to user account information via user-provided authentication credentials; apply account identification rules to the accessed account information to identify a plurality of accounts of the user; and initiate updates to a database record associated with the user indicative of any accounts identified.

Authenticated access and aggregation database platform

A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.

User permissions for access to secure data at third-party

Methods and systems are provided for generating alerts in association with a request for credit data or an update to credit data. For example, information identifying an individual may be received from a credit bureau when an individual applies for a product or service from a requesting entity. The requesting entity may be a product or service provider that requests credit data of potential purchasers of its products. An electronic notification may then be sent in association with an event object generated by a notification system that is broadcast for delivery to one or more other systems, where the event object may be broadcast substantially in real time, such as via an enterprise server bus, relative to the requesting entity's initial request.

Real-time event-based notification system

A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database. The updated information may then be accessed at the secure third-party database to determine items associated with the user, which may include additional items in view of the additional data.

Database platform for realtime updating of user data from third party sources

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El Monte, CA, United States of America

Srikumar Puthupadi Kanthadai