Equifax Inc.

Fidelity Information Services, LLC

Shriram Salem

Esther Pigg

Richard Michaelson

Rob Harris

Helcio Cano

Vivian Van Zyl

Ravindra Bijlani

Marty Romain

Richard Huffman

Gaurav R Khanna

The present disclosure involves systems and methods for identity authentication across multiple institutions using a trusted mobile device as a proxy for a user login. In one example, the operations include identifying a request to trust a particular user associated with a first entity in a digital ID network. A set of personally identifiable information (PII) associated with the user is obtained via the first entity and an identity verification (IDV)/fraud risk analysis is performed. In response to satisfying the analysis, instructions are transmitted to the user to verify the identity via a mobile trust application on an associated mobile device. Upon verification, the mobile device is bound to the user within the digital ID network along with a digital ID associated with the particular user. The digital ID can be used by other entities registered within the digital ID network to authenticate the user.

Universal digital identity authentication service

Growing community of inventors

Cummings, GA, United States of America

Shriram Salem