Mastercard International Incorporated

Shiv Markam

Akash Singh

Ganesh Nagendra Prasad

Bhargav Pandillapalli

Deepak Bhatt

Aniruddha Mitra

Himanshi

Jessica Peretta

Tanmoy Bhowmik

Rupesh Kumar Sankhala

Mridul Sayana

A growth predictor includes a monitor, a prediction engine, and a prioritization engine. The monitor receives or generates first information of a network already identified as a candidate money laundering (ML) network by an anti-money-laundering system. The prediction engine predicts second information indicative of a growth size of the ML network at a future time based on the first information. The prediction engine executes one or more predictive models to generate the second information indicative of growth size based on the first information, which indicates one or more changes that have occurred in the candidate ML network over a past period of time. The prioritization engine determines a priority of the candidate ML network based on the second information.

Early network growth warning system and method

Embodiments provide methods and systems for reducing bias in an artificial intelligence model. A method includes computing, by a processor, a reward value based at least in part on a similarity between model predictions from a pre-trained model and agent predictions from a Reinforcement Learning (RL) agent. The method includes performing each step of one or more steps of a rule of a plurality of rules. The rule is assigned a weight and the rule includes a protected attribute, a cumulative statistic value type, and a comparison threshold. The method includes sending a cumulative reward value generated using the reward value and each weighted punishment value computed based at least in part on applying each rule of the plurality of rules to the RL agent. The RL agent learns to biases from the agent predictions while maintaining similarity with model predictions by maximizing the cumulative reward value.

Methods and systems for reducing bias in an artificial intelligence model

Systems and computer-implemented methods are described for modeling card inactivity. For example, hierarchical modeling may be used in which a first level classifier may be trained and validated to predict whether a card will be inactive. For cards predicted to become inactive by the first level classifier, a second level classifier may be trained and validated to predict when the card will become inactive. The first level classifier may include a binary classifier that generates two probabilities that respectively predict that the card will and will not become inactive. The second level classifier may include a multi-class classifier that generates a first probability that the card will become inactive at a first time period (such as one or more months in the future) and a second probability that the card will become inactive at a second time period. The multi-class classifier may generate other probabilities corresponding to other time periods.

Card inactivity modeling

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Mandla, India

Shiv Markam