First Data Corporation

The Western Union Company

Sharon K Vialpando

Kurt L Hansen

Thomas B Sayor

Kenneth Algiene

Ken Algiene

Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.

Growing community of inventors

Lone Tree, CO, United States of America

Sharon K Vialpando