Mastercard International Incorporated

Shankar Subramanian

Clifford A Kinnunen

Kevin Michael Lyons

Timothy Glen Althoff

Gregory S Kriebaum

Peter Julian Reyes Flor

Tom James Glaser

Zachary Widdicombe

Marilyn Haqq

Systems and methods are provided for processing network transactions. One exemplary method includes transmitting a network request, received from a first entity, to a second entity; intercepting a network reply from the second entity, when the network reply is associated with the first entity and the first entity is a registered entity; appending an indicator to the network reply when a rule associated with the first entity is satisfied by a parameter of the network reply; and appending a transaction associated with the network reply to a settlement process when the rule is satisfied by the parameter. The exemplary method further includes transmitting the network reply, with the appended indicator, to the first entity, whereby, upon identifying the indicator, the first entity is permitted to omit the transaction from further reporting related to clearing and/or settlement of the transaction.

Systems and methods for use in clearing and/or settling network transactions

Systems and methods are provided for loading data from a database into a task database, via a stage database. One exemplary method includes accessing a backup database where the backup database includes multiple flat files and where each of the multiple flat files includes data and having a filename. The method also includes appending, by a computing device, the filename of one of the multiple flat files to an index stored in the computing device and changing a global variable associated with a data loader for the one of the multiple flat files to the filename. The method then further includes loading the data from the one of the multiple flat files into a stage database in memory of the computing device and transferring the loaded data in the stage database to a task database, thereby making the data available to queries associated with tasks relying on the loaded data.

Systems and methods for use in loading data from backup databases to task databases

Systems and methods for interchange rate processing are provided. An interchange rate processing computing device is configured to receive transaction messages from one or more acquiring banks. Each transaction message may contain transaction data corresponding to a payment card transaction. The interchange rate processing computing device may analyze the transaction data to identify one or more one or more transaction characteristics. Based on the transaction characteristics, the interchange rate processing computing device may identify a lowest valid interchange rate for the payment card transaction and determine a corresponding interchange rate designator. The interchange rate processing computing device may then generate an enhanced transaction message including the transaction data and the interchange rate designator and transmit the enhanced transaction message to a payment processor, issuing bank, or other entity in a payment processing network.

Interchange rate processing system and method

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Dardenne Prairie, MO, United States of America

Shankar Subramanian