Wells Fargo Bank, N.a.

Shane Duncan Eaton

Daniel David

James Christopher Noe

Derek D Mohr

Albert Hwu

Theresa Ann Clements

Jacob T Orth

Michelle E Ziolkowski

Loftlon Worth

Todd Klapprodt

Hunter Doolittle

Point of sale (POS) devices, systems, and methods disclosed herein enable payments by merchants to non-customers, such as to employees of the merchant. A point of sale system of the merchant determines an amount of a payment to be made by the merchant to the employee. The point of sale system transmits payment instructions for executing the payment to a payment system provider computing system. The funds are made available in a bank account of the employee instantly or near instantly.

Instant network cash transfer at point of sale

Methods, apparatuses, and computer program products are disclosed for effectuating payment for consumable content. An example method includes receiving a request for payment associated with a content source device and identifying a first user device associated with a first user accessing consumable content of the content source device. The method further includes transmitting an actionable payment notification to the first user device. In an instance in which the computing device receives responsive authorization from the first user device, the method includes transmitting a first real-time payment to the content source device. In an instance in which the computing device fails to receive responsive authorization from the first user device, the method includes causing access of the consumable content to the first user device to halt.

Apparatuses and methods for payment for consumable content

Growing community of inventors

Charlotte, NC, United States of America

Shane Duncan Eaton