Bank of America Corporation

Other

Shane Anthony Johnson

Daniel Christopher Bohen

William Thomas Sanders

Amy Baker Folk

Paul Martin Mattison, Sr

Shelaine Marie Monkiewicz

Sandra Ruth Maas

Kristen Ellen Asplund

Edward Christopher Mackey

Michelle Davis Nichols

Susan Smith Thomas

Margaret Morgan Weichert

Veralyn Dee Hensley

Bethann Johnston

John Daniel Shaver

John Scott Walbert

Lisa D Curry

William F Borowski

Anthony B Calderone

James P Kirkman

Jeffrey H Bierer

Kazi M Ariff

Brian Duane Brown

Carol A Smith

Judith M Anderson

Thomas D Kelley

Neal G Wolfson

Sean M O'Connor

Steven K Hayes

Henry W Debnam

Russell W Tipper

Jeffrey P Judd

William J Aheron

John N Venzon

Yicong Li

Karren D Grant

Carrie Anne Hanson

Victoria Lynn Dravneek

Todd Atwood

Felix A Mon

Michael J Kelly

Johnny David Phillips

Pamela Marguerite Howard

Justin Kilgore

Todd Michael Ferrara

Michael P Toner

Lauren Leigh Dearth

Philip Alan Cravitz

After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.

Transaction storing and forwarding

Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reconciliation, and other cash payment handling activities. Further aspects of the invention provide real-time access to cash receipts for enterprise use in making financial and planning decisions.

Commercial currency handling and servicing management

Methods and devices provide for blind withdrawal of currency for transportation. A cash handling device may allow a selection for transport withdrawal. The user need not know the amount to be requested for dispensation. At least a portion of the currency in the cashing handling device may be stored in the container. The container may have an identifier (e.g., a barcode, an RFID tag, and the like) on it. The identifier may be stored in a database along with the amount of currency in the container. The database may be stored locally in the cashing handling device or in remote location. At a location to which the container is being delivered, the identifier may be read and used to lookup in the database the amount of currency in the container. The currency in the container may be counted and compared to the amount stored in the database for the identifier.

Blind withdrawal for transportation

Methods and devices allow a handheld order unit to be used with a cash handling device. A handheld order unit may be used by a staff person to enter order information, to display an amount due for the meal or other transaction, to facilitate payment, to print receipts, and to communicate information about the transaction to a cash handling device. The cash handling device may identify the handheld order unit and the assigned user for the unit and determine what financial documents need to be inserted by the user for reconciliation purposes.

Handheld order unit and cash handling device

A method for automatically generating change orders may be performed at a point of sale system. The point of sale system may determine an amount of funds in the point of sale system and whether additional funds are necessary. If so, a change order may be automatically requested from a back office system (e.g., a cash recycler) or a financial institution. The back office system may determine whether it is able to fulfill the change order request and if not, forward the request to the financial institution. In one or more arrangements, a notification that a change order request has been received may be transmitted to a manager or other change order personnel. The change order request and funds delivered to the point of sale system in response thereto may be reconciled with the back office system.

Automatic generation of change orders

According to some embodiments, a system comprises an interface and one or more processors. The interface receives a search request indicating that a buyer requests to search for properties to evaluate. The one or more processors determine one or more buyer preferences that describe preferred characteristics for the properties according to the buyer. The one or more processors also determine whether an available property located proximate to a device associated with the buyer satisfies at least a threshold amount of the buyer preferences. If the available property satisfies at least a threshold amount of buyer preferences, the interface communicates a notification recommending that the buyer evaluate the available property.

Self-service home buying

A cash recycler or other currency handling device includes modules for automatically strapping a plurality of bills together and bagging the strapped bills for transport. A user may determine a number of bills to be bundled in a stack or unit. Once the predetermined threshold is met, the bills will be automatically transferred to a strapping area where the bills will be strapped together for storage or transport. Additionally or alternatively, the bills may be strapped together as they enter a cartridge, such as an overflow cartridge. The strapped bills may be transferred to a bagging module where the stacks of bills will be automatically bagged, each bag including a predetermined number of stacks of bills. The bags will then be transferred to storage for transport.

Automatic strapping and bagging of funds

Growing community of inventors

Charlotte, NC, United States of America

Shane Anthony Johnson