Iii Holdings 1, LLC

American Express Travel Related Services Company, Inc.

Sejal D Vora

Glade Raymond Erikson

Kristin Hoyne Gomes

Stacey J Crawford

Danielle M Crop

Melanie Anne Dunn

Adeyemi O Kayode

Deborah Louise Craft

Chintan M Mehta

Simon R Bentley

Denis George Perracchio

A system, method and computer program product for interfacing disparate partner systems to a transaction account issuer system is disclosed. A Web server receives a request from a disparate partner system, such as a Web service, a portal and/or a partner microsite and an application server extracts a partner identifier from the request. In turn, a delegate engine delegates actions corresponding to the request to one or more handlers using predetermined rules associated with the partner identifier. A worker manager manages worker code blocks which perform the actions based on a subset of the predetermined rules associated with the partner identifier. The Web server then communicates an outcome to the partner system based on the actions performed by the worker code blocks.

Transaction account interface

Credit applicants may apply for instant credit, and use an instant account number ('IAN') to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured that the applicant's last name matches the passenger's last name for the airline ticket being purchased, and that the ticket will not be renamed or sold. When the IAN is issued in conjunction with a partner's loyalty or rewards program, the applicant's account information with the rewards program is captured. It is ensured that the applicant has some tenure with the partner and that data submitted by the applicant is consistent with data on file with the partner.

Fraud control when granting instant credit

System, method and computer program product for an acquisition partner interface for integrating multiple partner channels into a transaction account issuer platform

Growing community of inventors

Scarsdale, NY, United States of America

Sejal D Vora