Ncr Corporation

Sean Woodward

Kenneth G De Souza

James W D Fare

Susan H Schott

Sean K O'Brien

A financial document item processing system processes checks transported from an upstream end of a check transport path to a downstream end of the check transport path. Endorsement data is transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end. Alternatively, encoded data is transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end. In some financial document item processing applications, both endorsement data and encoded data are transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end.

Financial document item processing system and method of operating a financial document item processing system to encode/endorse a financial document item having a radio frequency identification tag

A self-service terminal has a wireless communication port for communicating with a user's portable electronic device. The self-service terminal loads an executable transaction application program via the wireless communication port to a user's portable electronic device when the user's portable electronic device moves into the vicinity of the wireless communication port. The self-service terminal receives transactional data from a user's portable electronic device when an executable transaction application program which has been loaded to the user's portable electronic device is executed.

Self-service system and method of loading an executable transaction application program from a self-service terminal to a portable electronic device

A transaction system is provided for a merchant and a consumer to conduct a point-of-sale (POS) transaction. The transaction system includes a host, a consumer transaction processor, and a merchant transaction processor. The host provides a merchant authorization key and a consumer authorization key which co-operates as a pair with the merchant authorization key. The consumer transaction server receives the consumer authorization key from the host, and communicates the consumer authorization key to a portable wireless client of the consumer to allow the consumer to send the consumer authorization key to a POS terminal of the merchant. The merchant transaction server receives the merchant authorization key from the host, and compares the merchant authorization key with the consumer authorization key when the consumer authorization key is received from the POS terminal of the merchant. A message is sent to the POS terminal of the merchant to indicate a successful transaction if the comparison of the keys reveals that the keys comprise a pair. As an example, the keys comprise a pair when the keys match. A message is sent to the POS terminal of the merchant to indicate a failed transaction if the comparison of the keys reveals that the keys do not comprise a pair.

Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform

A radio frequency identification (RFID) tag comprises RFID circuitry, an antenna, and a detector responsive to electromagnetic radiation of a predetermined frequency and for controlling cooperation between the RFID circuitry and the antenna when electromagnetic radiation of the predetermined frequency is detected. The detector may be responsive to light of the predetermined frequency to enable cooperation between the RFID circuitry and the antenna when light of the predetermined frequency is detected. Alternatively, the detector may be responsive to light of the predetermined frequency to disable cooperation between the RFID circuitry and the antenna when light of the predetermined frequency is detected.

Growing community of inventors

Waterloo, Canada

Sean Woodward