Bank of America Corporation

Adobe, Inc.

Mentor Graphics Corporation

Dcg Systems Gmbh

Advanced Micro Devices Corporation

Unichem Laboratories Limited

Saurabh Gupta

Ajay Bedi

Sourabh Gupta

Shailendra Singh

Aditya Falodiya

Charles W Selvidge

Sanjay Gupta

Sameer Bhatt

Praveen Shukla

Saurabh Mehta

Sharvari Pratik Curtokar

Tamal Basu

Srikanth Arekapudi

Piyush Gupta

Theodore R Lundquist

Martin Betz

Mansukh Patidar

Krishnamurthy Suresh

Lokesh Johri

Hitesh Suri

Gaurav Singh

Tarun Garg

Rajesh Kumar Jain

Amit Batra

Gaurav Modi

Shreya Manocha

Saiesh P Phaldesai

Nsk Senthil Kumar

Milind Vinayak Sathe

Jeffrey Evans

Himanshu Verma

Tahir Malik

Jagadish Narayana Gade

Harish Agarwal

Method and apparatus for processing and executing a user transaction using a spatial computing Internet-of-Things ('IoT') device. The method and apparatus may include generating a map from mapping an environment surrounding the spatial computing IoT device. The method and apparatus may include identifying an image of a face on the map. The method and apparatus may include retrieving user identifier information (“UII”) of the face. The method and apparatus may include storing UII in pixels on the face. The method and apparatus may include using UII as a public key. The method and apparatus may include using trust score colors as a private key. The method and apparatus may include executing, using the private key and the public key as a dynamic passkey, a transaction requested by a user associated with the spatial computing IoT device. The transaction may be associated with the user associated with the identified face.

Intelligent method to orchestrate transactions on spatial computing internet-of-things ('IoT') device on facial trust anchors and passkey

Systems, methods, and computer program products are provided for augmented data channel processing using acoustic devices. The method includes receiving a request for a user data channel processing action associated with a user. The user data channel processing action is associated with a vendor. The method also includes causing an audible notification to an acoustic device associated with the user. The audible notification is a prompt to authorize the user data channel processing action to be executed. The method further includes receiving a voice command from the acoustic device associated with the user. The voice command is a confirmation of the user data channel processing action. The method still further includes verifying the voice command from the acoustic device associated with the user is from the user. The method also includes causing an execution of the user data channel processing action based upon the verification of the voice command.

System and method for augmented data channel processing using acoustic devices

Systems, methods, and apparatus are provided for AI-based generation of a secure network path and corresponding encryption protocols. AI algorithms may detect network nodes for data transfer from an origin point to a destination point. The nodes may be located in different countries. Nodes may be selected based on security levels and regulatory profiles generated for each node. AI algorithms may analyze the transfer data and output encryption algorithms for generating synthetic data from the transfer data. The encryption algorithms may be mapped to the nodes based on security levels and regulatory profiles associated with the nodes. A node may receive the transfer data and apply the mapped encryption algorithm. Successive nodes may iteratively encrypt the transfer data. A data packet header may include an identifier for each encryption algorithm applied to the transfer data.

Artificial intelligence (AI) based secure network protocols with dynamic multilayer encryption

A registered lower orbit satellite-powered generative artificial intelligence ('AI')-based lost active smart card (“ASC”) tracking and reporting mechanism. The methods and systems may include detecting a threshold distance between a lost ASC and a user device. The lost ASC may initiate a reporting, may include a microwave communication transceiver, and may be associated with an originating entity. The methods and systems may include determining a threshold time that the lost ASC was located at least the threshold distance from the user device. The methods and systems may include tracking the geolocation of the lost ASC by submitting instructions to the lost ASC, instructing the lost ASC to emit a beeping noise, and reporting lost ASC geocoordinates to the originating entity. The lost ASC may emit the beeping noise in response to receipt of the instructions from a satellite network.

Registered lower orbit satellite-powered generative artificial intelligence ('AI')-based lost card tracking and reporting mechanism

A method for providing a QR code. The method includes generating a map of an environment surrounding a spatial computing device. The map may be converted into a video. The video may be stored in a database. The video may be divided into multiple frames. A pattern may be arranged for placement of the frames. The frames may be placed inside the QR code in accordance with the pattern. The QR code may be scanned. The pattern may be decoded. The video frames may be retrieved, and the video may be restored. A request associated with the QR code may be executed.

Spatial computing device powered lidar technology enabled dynamic quick response ('QR') code generation mechanism

A card device receives a first sensor data from sensors associated with the card device and extracts a set of user features from the first sensor data, where the user features indicate physical attributes of the user. The card device receives a second sensor data from the sensors. The card device extracts a set of viewer features from the second sensor data, where the viewer features indicate physical attributes of the viewer. The card device compares at least one of the user features with a counterpart feature from among the viewer features. The card device determines that the user is not the viewer. The card device determines a distance between the viewer and the card device. The card device determines that the distance between the viewer and the card device is less than a threshold distance. In response, the card device dynamically masks the information displayed on the card device.

Altering card device attributes in response to detecting a proximity intrusion

Wait times at ATMs may undermine the utility of these self-service machines. ATMs are configured to provide faster self-service kiosks that allow users to quickly perform common financial transactions. However, it has been increasingly common for users to have to wait in a queue to access an ATM. Systems and methods are provided for an ATM that pre-stages transactions by extracting account balance, account status, account fraud, and other necessary information from a plurality of smart cards, before a user begins interacting with the ATM. Information extracted from the plurality of smart cards may be transferred to the ATM wirelessly. Color changes may then be sent from the ATM to the plurality of smart cards. The color changes indicate whether the plurality of smart cards may transact with the ATM without any additional information, thereby improving the transaction processing efficiency of the plurality of smart cards and enhancing user satisfaction.

Automated teller machine ('ATM') color technology for mass transaction pre-staging

A system for hosting a virtual environment-to-virtual environment interaction session receives a request to grant access to a particular location in a host virtual environment. The request includes avatar information associated with a first avatar in a first virtual environment. The system generates a software token that uniquely identifies the particular location in the host virtual environment. The system communicates the software token to a computing device associated with a first virtual environment. The system detects that the first avatar presents the software token to gain access to the particular location in the host virtual environment. The system determines that the software token is valid. The system hosts an interaction session between the first avatar and a second avatar associated with the host virtual environment in the particular location of the host virtual environment.

Hosting a virtual environment-to-virtual environment interaction session

A method includes capturing a preliminary quick response (QR) code displayed by a device of a desired service provider. The preliminary QR code has a substantially blank region and comprises an identification feature of the desired service provider. The identification feature is analyzed to determine an identification credential of the desired service provider. In response to determining that the identification credential matches a stored identification credential stored in a server of an interaction provider, a QR code is requested from the server. One or more directed acyclic graphs (DAGs) are generated. A first DAG is received from the server. A first portion of the QR code is generated based on the first DAG and added to the preliminary QR code to generate a first intermediate QR code. One or more recursion operations are performed until all DAGs are received and the QR code is generated from the preliminary QR code.

System and method for improving security using recursively generated quick response codes

Embodiments of the present invention provide a system for processing distribution requests initiated using resource distribution instruments comprising logical resource components. In particular, the system may be configured to receive a first request from a user to store a first resource instrument on a distributed register, store the first resource instrument on the distributed register, receive a second request from the user to store at least one second resource instrument on the distributed register and link the second resource instrument to the first resource instrument, link the first resource instrument with the second resource instrument, store the second resource instrument on the distributed register, receive an indication that the second resource instrument is used to initiate an interaction, determine that one or more conditions exist for the second resource instrument, determine that the interaction meets the one or more conditions, and complete the interaction.

Resource distribution instruments comprising logical digital resource components linked with processing of distribution requests

A system for provisioning secured access to devices determines a location of a virtual environment in a virtual environment. The prevents access requests to the location where the virtual device is located. The system assigns a first security token to the virtual device. The system receives a request to access the virtual device, where the request is received from an avatar. The system receives a second security token to grant access to the virtual device. The system compares the first security token with the second security token. The system determines whether the second security token corresponds to the first security token. If it is determined that the second security token corresponds to the first security token, the system grants the avatar access to the virtual device. Otherwise, the system denies the avatar access to the virtual device and transmits a locking signal to the virtual device.

Secure access to devices in a virtual environment using security tokens

A method for increasing the security of quick response ('QR') code processing may include creating an inactive QR code. The inactive code may include an algorithmic code and a plurality of dynamic placeholders. The method may retrieve a scan of the inactive QR code using a QR code scanning device and also prevent the scan of the inactive QR code from being processed at the QR code scanning device. The method may receive the scan of the inactive QR code at a central server and interpret the algorithmic code to identify a plurality of non-fungible tokens (“NFTs”) for filling the plurality of dynamic placeholders. The method may fetch the plurality of NFTs and complete the incomplete QR code to form a complete QR code. The completing may include filling the plurality of dynamic placeholders with the plurality of NFTs and interpreting the complete QR code.

Dynamic, hidden, non-fungible token ('NFT') placeholders for use with quick-response (“QR”) code fraud prevention technology

A system is provided for processing mobile resource transfers using secure tokens on a distributed register. In particular, each mobile device may be associated with a unique, immutable data identifier that may be stored within the distributed register. Resource transfers initiated by the mobile device may be authenticated by the resource transfer servers using the secure token associated with the mobile device along with the resource transfer data or metadata transmitted by the mobile device. Based on the historical data associated with the mobile device in conjunction with the secure token and resource transfer data and metadata, the resource transfer server may initiate an authorization process on the resource transfer requested by the mobile device. In this way, the system provides a secure way to process mobile resource transfers.

System for processing mobile resource transfers using secure tokens on a distributed register

Systems, methods, and apparatus for improving transaction security at a self-service kiosk are provided. A blank smart payment card may avoid storing sensitive identification data in an EMV chip or a magnetic stripe. The blank card may include a housing, with a wireless communication interface, microprocessor, and battery embedded in the housing. A card issuer may identify a dataset of sensitive information and apply dynamic clustering and encryption. The blank card may connect wirelessly to the issuer to obtain the encrypted clusters and store them in temporary storage. The blank card may self-authenticate to a kiosk by transmitting the encrypted clusters via a secure NFC connection. The kiosk may obtain a separate encryption key for each cluster from the issuer to decrypt and reconstruct the dataset. After every transaction, the issuer may apply new dynamic clustering to the dataset and replace the encrypted dataset stored on the blank card.

Blank card with dynamic data cluster encryption

Systems, methods, and computer program products are provided for augmented authentication using acoustic devices. The method includes receiving a transfer request including an NFT identifier from one of one or more acoustic devices. The NFT identifier corresponds to an acoustic device NFT associated with the given acoustic device and a device user. The method includes comparing the NFT identifier with one or more stored NFT identifiers to determine the given acoustic device associated with the NFT identifier. The method further includes confirming that the identity of the voice command user matches the device user associated with the acoustic device. The method still further includes causing an authentication of the transfer request upon confirming the acoustic device is associated with the voice command user.

Growing community of inventors

New Delhi, India

Saurabh Gupta