Assurant, Inc.

Satish Moorthy

Jay Stauffer, Jr

Brett Caltabiano

Vivek Kumar Jha

Ronnie Jeffries, Iii

Deepak Kumar Dhirasaria

Jr Stauffer Jay

Iii Jeffries Ronnie

An apparatus, method, and computer program product are provided for the improved and automatic prediction and modeling of one or more channels and relevant conditions through which resources may be directed to users in an environment where resource demand, utility, and perceived value vary over time. Some example implementations employ predictive, machine-learning modeling to facilitate the use of multiple disparate and unrelated data sets to extrapolate and otherwise predict the future needs for certain resources and identify the channels and conditions that may be employed to meet such future needs. An apparatus, method, system, and computer program product are provided for improved generating, adjusting, and/or facilitating approval of a resource offer set. Some example implementations employ one or more predictive models.

Apparatus and method for resource allocation prediction and modeling, and resource acquisition offer generation, adjustment and approval

Growing community of inventors

Wayne, PA, United States of America

Satish Moorthy