Tata Consultancy Services Limited

Sathish Vallat

Annie Thomas

Shalin Garg

Nitin Kumar

Swetaleena Sahu

Nikhil Sahoo

Mohammed Yousuf Shariff

Harini Ramachandraiah

Shikha Tomar

Vibhor Goswami

Sneha Bose

Sachin Kumar Agrawal

Anushka Soman

Basavaraj Murugendraiah

Natarajan Ganapathy Subramaniam

Ramya R Varma

Jaipal Gopalan

Sandhya S L

Hitesh Umedkumar Ruparelia

Guruprasad Ms

Nandini Heragu Lakshmegowda

Display screen with animated graphical user interface

Computer screen with animated graphical user interface

Method and System for performing secure card less transactions using a user device is disclosed. Initially, an authenticated banking application is downloaded on the user device wherein the downloaded application is linked to a user by a unique ID. To perform a transaction, the user logs in to the downloaded application and after login the user device and the ATM are securely paired, wherein the ATM also has a location based unique ID. The secure pairing process uses parameters such as a specific application identifier and a transaction terminal identifier. Once the user initiates the secure pairing process, the ATM displays a unique number generated by the bank server. The unique number is linked to the user and is entered in the portable device. Further, biometric authentication is performed and after validating a token ID is generated where a User specific UI is obtained and rendered onto the user device.

Method and system for performing secure banking transactions

The present invention relates to a reusable physical financial instrument and a system and a method for enabling the financial instrument to perform multiple financial transactions. The financial instrument is capable of creating mixed reality experience when it comes in vicinity of the payor or payee device or ATM. Through the created mixed reality experience, the payor and the payee inputs payor-side and payee-side transaction and biometric data which are stored onto smart chip of the instrument and/or on Cloud Storage using cloud computing interface. The stored payor-side and payee-side transaction data are cross-validated and their biometric data is further verified against golden copy at the respective financial institutions or at the Central Authority's repositories for performing the financial transaction. Upon completing the transaction, the payor-side and the payee-side data is erased, deleted or invalidated from the smart chip, thus making the financial instrument reusable for performing another transaction.

System, method, article of manufacture of mixed reality based, biometrically signed reusable physical financial instrument

Disclosed is a system and method for biometric authentication of a user using a personalised identification and associated biometric data. In one embodiment, a plurality of personalised identifiers and biometric data may be captured from a number of users and stored in a repository as stored records. The authentication process may be divided into two phases. In the first phase, either a speech recognition or character recognition process may be applied in order to determine the text spoken or written by the user. Subsequently a few records may be fetched from the repository on the basis of text mapping. In the second phase, biometric authentication may be performed by comparing the biometric sample with the stored biometric data corresponding to the fetched records to uniquely identify a single user. Further a machine learning technique may be applied in order to periodically refine a plurality of models stored in the repository.

Method and system for validating personalized account identifiers using biometric authentication and self-learning algorithms

This disclosure relates generally to screening candidate profile, and more particularly to system and method for screening candidate profile. In one embodiment, the method includes dividing a candidate profile into a plurality of subset-profiles having subset-profile information of attributes of the candidate profile. The subset-profile information is mapped with target-profile information of a plurality of targets to identify a set of targets capable of screening the subset-profile information. Queries are provisioned to the set of targets for performing screening, and responses to queries are received from therefrom. An aggregated weightage associated with the responses is computed based at least on an extent of matching of the responses and a confidence score associated with each target of the set of targets. The aggregated weightage is compared with a threshold value of weightage to identify the subset-profile information as one of a valid information and an invalid information.

System and method for candidate profile screening

System and method for facilitating an interactive engagement of a user with an online application is disclosed. The method comprises presenting one or more first questions, to the user, associated with the online application. For the one or more first questions, a first response is received from the user. The first response indicates behavioral characteristics of the user. The method comprises assigning a first engagement metric based on the first response. Further, one or more second questions are presented, to the user, associated with the online application. The one or more second questions are dynamically restructured based on the first engagement metric. The method comprises receiving a second response corresponding to the one or more second questions. The method further comprises modifying the first engagement metric into a second engagement metric based on the second response. The method further comprises calculating a score based on the second engagement metric.

System and method for facilitating an interactive engagement of a user with an online application

Display screen with animated graphical user interface to search and view huge data archives

The present disclosure relates generally to communication technologies, and more particularly to a method and system for establishing a stateless communication between the two devices. In one embodiment, a method for providing communication is disclosed, comprising: receiving a first trigger signal from the electronic device and a second trigger signal from the mobile device; matching the first trigger signal with the second trigger signal in order to validate the communication between the electronic device and the mobile device; generating a first identification token for the electronic device and a second identification token for the mobile device based on the matching; transmitting the first identification token to the electronic device and the second identification token to the mobile device; and providing the communication between the electronic device and the mobile device based on the first identification token and the second identification token.

Method for establishing stateless communication between two or more devices

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Bengaluru, India

Sathish Vallat