American Express Travel Related Services Company, Inc.

Honeywell International Inc.

Sathish B Muthukrishnan

Andras L Ferenczi

David Wolf

Sastry Vsm Durvasula

Vishnuvajhala Subrahmanyam

Premkumar Manivannan

Priyadarshini Koul

Sibish Neelikattil Basheerahammed

Nageshwara R Chirravuri

Philip Norman

John G Bruno

Harish R Naik

Sripriya V Tiku

Keshav A Narsipur

Satyanarayan Kar

Stephanie Schultz

Sastry V S M Durvasula

Luke Gebb

Keerthi Jayarajan

Upendra S Mardikar

Balaji Balaraman

Elizabeth Vakil

Anthony Prentice

Lisa Estipona Butters

Sujay Rao

Sravan Kommuri

Matthew Miller

Kathleen King

Ashish Kumar

Michael D Morris

Sibish Basheer

Jennifer M Russo

Robert Wilmes

Leslie Berland

Ravi Govindasamy

Sohail Zafar

Varun Sood

Yuval Refua

Scott M Roen

Ilias Tsangaris

Faraz Babar

Manjushri H Puranik

Sherree Newhouse

Sujaya Rao

Neha Singh

Anuj K Mathur

Shari Forman

Vinayakumar Kasimsetty

Pepper Evans

Neha Kulkarni

Jed Scala

Kamesh Palani

Timothy Hearn

Amit Prakash Gupta

A contextual services delivery system that may deliver different contextual services to a smartphone and/or a POS terminal in response to a context environment, which can provide a user with a customized contextual services experience. In one embodiments, the system may be configured to identify a mobile device of a user entering a store location based on a POS terminal detecting the mobile device. The system can cause a display of an inventory of products for the store location and receive a selection of a product. A payment amount for the product can be displayed on the mobile device. An additional product can be selected based on a context characteristic of the product. An update for the additional product can be displayed on the mobile device. An acceptance of the additional product from the mobile device can be received. The payment amount is modified at the POS terminal.

Linking a context environment to a context service

A proof-of-payment system that allows smart connected devices to confirm a payment information. In one example, a smart connected device that comprises a computing device and program instructions. The program instructions, when executed by the processor, cause the computing device to at least retrieve an encrypted proof-of-payment (PoP) payload from a blockchain and decrypt the encrypted PoP payload to retrieve a first identifier from the encrypted PoP payload. The first identifier from the decrypted PoP payload is matched to a second identifier presented at the smart connected device. An action is triggered in response to the first identifier from the encrypted PoP payload matching the second identifier presented at the smart connected device.

Systems and methods for blockchain based proof of payment

Systems and methods for transaction authorizations using a distributed database are disclosed. The system may allow registered transaction account holders and merchants to interact and complete transactions according to workflows enforced by smart contracts. The system may include an issuer system that receives a transaction authorization request comprising a merchant ID, a transaction account number, a transaction amount, and a transaction ID. The issuer system may retrieve a merchant public key and a smart contract based on the merchant ID, and a user public key based on the transaction account number. The issuer system may invoke the smart contract by passing the user public key and the transaction ID to the smart contract. The system may propagate transaction data (e.g., the merchant ID, the transaction account number, the payment amount, a transaction status, etc.) to a blockchain network for writing to a blockchain according to the invoked smart contract.

Transaction authorization process using blockchain

The present disclosures presents system and methods for blockchain based payment networks. One such method comprises preparing, by a payment network, a request to complete a transaction from an digital currency account associated with a payer digital wallet for entry on a blockchain ledger, wherein the request to complete the transaction includes an amount and a payee address associated with a flat currency account; sending the request to complete the transaction to the blockchain ledger; approving the request to complete the transaction; and adjusting a balance of the payer digital wallet and a balance of the fiat currency account in response to approval of the request to complete the transaction by writing the transaction comprising the amount and the payee address to the blockchain ledger, wherein a value of the digital currency substantially matches a value of the fiat currency.

Systems and methods for blockchain based payment networks

The systems may include transmitting wallet provider script to a payment service provider server, presenting an electronic wallet payment tool on a merchant checkout page, receiving a first selection of the electronic wallet payment tool, retrieving an electronic wallet comprised in a transaction account associated with the consumer, transmitting transaction account information associated with a desired transaction account in the electronic wallet to the payment service provider server, receiving a virtual token from the payment service provider server, and/or transmitting the virtual token to payment service provider script integrated in a browser used by the consumer.

Systems and methods for an electronic wallet payment tool

A consumer may enroll in an event gamification system. An event listener may detect an event. The event gamification system may determine that the event qualifies for a game in which the consumer is enrolled. The event gamification system may transmit an achievement notification to the consumer as soon as the event occurs. The game may be displayed in a GUI on a consumer device. The consumer may be rewarded for completing the achievements in the game. Also, a server computer receiving a plurality of data sets that represent visually perceptible elements for a plurality of host web pages, wherein each of the plurality of host web pages displays an active link associated with a product on a merchant web page. The server automatically generating composite web page from: i) the particular data set associated with the particular host web page and the particular set of visually perceptible elements and ii) the related electronic content associated with the product from the merchant web page.

Event gamification in real time

A computer-implemented method for generating a digital identity of equipment on an equipment online marketplace platform is disclosed. The method may include: receiving, by a server executing the equipment online marketplace platform through a network, one or more images or documents containing information of the equipment from a user accessing the equipment online marketplace platform on a user device through the network; extracting, by the server, from the images or documents of the equipment information identifying the equipment; and generating, by the server, a blockchain entry for the equipment in a shared ledger, the blockchain entry containing the information identifying the equipment.

Systems and methods for generating a digital identity of equipment on an equipment online marketplace platform

A system may deliver personalized content to a user. The system may create a user persona based on demographic information and stored clickstream data of the user. The system may learn which functionalities the user typically uses on a webpage, and the system may create a personalized version of the webpage for the user.

Personalization using clickstream data

A payment network is operated with a blockchain-based ledger. In one embodiment, a request is prepared to complete a transaction from an account associated with a payer digital wallet for entry on a blockchain. The request includes an amount and a payee identifier associated with a payee digital wallet. The request is sent to the blockchain and approved. A balance of the payer digital wallet and a balance of the payee digital wallet are adjusted in response to approval of the request to complete the transaction by at least writing a portion of data associated with the transaction comprising the amount and the payee identifier to the blockchain. A reputation ledger associated with the account is recorded in the blockchain in association with the transaction. The reputation ledger includes at least one reputation score associated with at least one previous transaction conducted by the account.

A method for verifying an identity of a new user of an equipment online marketplace platform is disclosed. The method may include: receiving a request from a new user to join an equipment online marketplace network to trade equipment through the equipment online marketplace platform; broadcasting a message to existing users to verify and endorse an identity of the new user to allow the new user to join the equipment online marketplace network to trade equipment through the equipment online marketplace platform; receiving endorsements of the identity of the new user from the existing users; if the identity of the new user is endorsed by a threshold number of existing users, permitting the new user to join the equipment online marketplace network and trade equipment through the equipment online marketplace platform; and storing the identity of the new user as a blockchain entry in a shared ledger.

Systems and methods for verifying identity of a user on an equipment online marketplace platform

A method for securely enabling a user to create a listing for equipment on an equipment online marketplace platform is disclosed. The method may include: receiving a request from a user to create a listing for the equipment on the equipment online marketplace platform; prompting the user to upload one or more images or documents of the equipment; receiving the one or more images or documents of the equipment from the user, the one or more images or documents containing information of the equipment; determining whether an identity of the equipment is verified based on the information of the equipment in the one or more images or documents; and if the identity of the equipment is verified, enabling the user to create a listing for the equipment on the equipment online marketplace platform.

Systems and methods for securely creating a listing of equipment on an equipment online marketplace platform

A proof-of-payment system may receive a payment confirmation including a transaction amount and a merchant identifier. The system may select a record from a registration repository by matching the merchant identifier to the record. The record may have a public key associated with the merchant identifier via a registration process, for example. The system may also generate a proof-of-payment payload comprising an identifier and a payment amount, and encrypt the proof-of-payment payload using the public key. The system may write the encrypted proof-of-payment payload to a blockchain maintained on a first blockchain node.

Systems and methods are disclosed for generating a parts logbook using blockchain technology. The method may include: receiving, by a processor, part information of a part from a first user device; adding, by the processor, a first block including the received part information to a copy of a blockchain database of a blockchain network; verifying, by the processor, the received part information of the part via the blockchain network; when the received part information of the part is verified, generating, by the processor, a parts logbook for the part based on the verified part information of the part; and transferring, by the processor, the generated parts logbook for the part to a second user device for displaying the generated parts logbook on the second user device.

Systems and methods for generating a parts logbook using blockchain technology

A contextual services delivery system may comprise a services repository containing services instructions and a contextual services delivery module. The contextual services delivery module may deliver different contextual services to a smartphone and/or a POS terminal in response to a context environment, in order to provide a user with a customized contextual services experience.

Growing community of inventors

Phoenix, AZ, United States of America

Sathish B Muthukrishnan