Visa International Service Association

Sathis Kumar Appukutty

Mahesh Subhash Joshi

Basudeb Ghosh

Sukalyan Chakraborty

Martin D Izenson

Prithwiraj Mitra

Abhijith Ramesh Kashyap

Urjit Anand Khadilkar

Nitin Singhal

Tatyana Dubinsky

Linda McGee

Provided is a method for managing source identifiers of clustered records, which may include receiving a plurality of records, each having identification data associated with a source thereof. The records may be sorted into a first plurality of clusters. A first source identifier may be generated for each cluster. Update data associated with an update to the records may be received. At least some of the records may be sorted into a second plurality of clusters. A first cluster of the second plurality of clusters may have first identification data different from at least one cluster of the first plurality of clusters, and a second cluster of the second plurality of clusters may have identification data that substantially matches the at least one cluster. Whether to assign the first source identifier to the first or second cluster may be determined. A system and computer program product are also disclosed.

Method, system, and computer program product for managing source identifiers of clustered records

A system for identifying and associating merchant attributes data of a merchant with transaction data may be integrated with existing payment processing systems to provide for detailed merchant attributes data (e.g., merchant name, merchant ownership data, and merchant address data). The system may receive and modify merchant attributes data retrieved from an external source (e.g., an acquirer computer or third party to a transaction) and store the merchant attributes data in a database. The merchant attributes data may be retrieved and correlated with transaction data and provided to entities (e.g., issuer computers) involved with the transaction for authorization decisioning, fraud analysis, and data analytics.

Enhanced merchant identification using transaction data

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San Mateo, CA, United States of America

Sathis Kumar Appukutty