Oracle International Corporation

Google Inc.

Uber Technologies, Inc.

Sashikanth Chandrasekaran

Roger J Bamford

Varouj Armen Chitilian

Neil MacNaughton

Dmitry Kalenichenko

Timothy Raymond Zwiebel

Angelo Pruscino

Wilson Wai Shun Chan

Denise Ho

David Brower

William Bridge

Vinay H Srihari

Michal Palczewski

Juan R Loaiza

Zhihong Xu

William Hartley Setchell

Johnie Lee

Phalachandra Sreepada Bhat

Wilson Wai Chan

Ashok Raj Saxena

Yilei Wang

Thai Duong

Pramod Adiddam

William F Kehoe

Neil James Scott Macnaughton

Viresh Garg

Neil Macnaughton

Carol L Colrain

Wei-Ming Hu

Tak Fung Wang

Tolga Yurek

Hasan Rizvi

Sheldon Israel Walfish

James Aubrey Williams

Steven D Viavant

Harvey Eneman

Vineet Buch

Gary D Young

Chi Su

Yangui Tao

Jumana Al Hashal

Chiyeh Hou

A merchant and a user register with a payment processing system, which establishes a facial template based on a user image. The user signs into a payment application via a user computing device, which receives an identifier from a merchant beacon device to transmit to the payment processing system. The payment processing system transmits facial templates to the merchant camera device for other users who are also signed in to the payment application in range of the merchant beacon device. The merchant camera device compares a captured facial image against the received facial templates to identify the user. A merchant POS device operator selects an account of the user. The merchant POS device transmits transaction details to the payment processing system, which processes the transaction with an issuer system. The payment processing system receives an approval of the transaction authorization request and transmits a receipt to the merchant POS device.

Identifying consumers in a transaction via facial recognition

Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.

Hands-free transactions with voice recognition

An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.

Facial profile password to modify user account data for hands free transactions

Embodiments relate to a computing device retrieving an augmented map comprising a base map, an augmentation to a first map element, and a flag for the augmentation indicating a scope of the augmentation. The computing device receives an updated base map comprising the base map and an update to a second map element. The computing device performs a difference comparison between the augmented map and the updated base map based on the scope indicated by the flag. The computing device determines whether the augmentation and the update conflict based on the difference comparison. The computing device assembles a set of conflicts based on determination.

Efficient handling of digital map data differences

An account management system establishes a facial template for a user based on an image. The user computing device, signed into a payment application at the merchant location, receives an identifier from a merchant beacon device to transmit to the account management system, which transmits payment tokens based on payment account data and facial templates to the merchant POS device for each user signed in at the merchant location. The merchant POS device identifies the user by comparing a captured image of the user against the received facial templates and transmits the payment token to an issuer system. At a later time, the account management system receives, from a user computing device, a subsequent user image and generates a subsequent facial template. If the difference of the subsequent facial template is less than a threshold from the existing facial template, the subsequent facial template is associated with the user account.

Facial profile modification for hands free transactions

A processing system periodically configures a beacon code and random nonce to transmit to a beacon device at a location. Multiple users enter the location with associated user computing devices and retransmit the beacon code broadcasted by the beacon device to the processing system. A computing device at the location transmits to the processing system a request for account data comprising a hardware identifier and retransmits the beacon code and a random nonce. The processing system verifies the request based on the beacon code and random nonce and transmits, to the computing device at the location, user account identifiers associated with user computing devices that retransmitted the beacon code. Within a threshold period of time, the processing system may verify a subsequent request from the computing device, even without receiving the beacon code and random nonce, if the request comprises the hardware identifier.

Network security based on proximity with IP whitelisting

A user signs into an application via a user computing device at a merchant system location. The user computing device receives an identifier from a beacon device at the location to transmit to an account management system. The account management system transmits facial templates to the merchant camera device for users who are signed in to the application in range of the merchant beacon device. The user approaches a point of sale device to purchase a restricted product or service. The merchant camera device compares a captured facial image against the received facial templates to identify the user. A merchant POS device operator, after determining that the user is eligible for the restricted product or service based on account information of the user, selects a payment account of the user. The merchant POS device transmits transaction details to the account management system, which processes the transaction with an issuer system.

Identifying consumers via facial recognition to provide services

Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier. The payment processing system receives a communication from a hands-free payment application on a user computing device, the communication comprising a transaction token, an identification of a user account, and the beacon identifier received by the user computing device via a wireless communication from a device associated with the merchant system and transmits the transaction token to the merchant system computing device. The payment processing system receives from the merchant system computing device, a transaction request, the transaction request comprising the token and transaction data associated with the transaction request and conducts the transaction between the user account and the merchant system based on the received token and transaction request.

Hands-free transaction tokens via payment processor

Facial profile password to modify user account data for hands-free transactions

A user enters a location with a user device. A beacon device broadcasts a first beacon device code comprising a hardware identifier via a local wireless network at the location. A service application of the user device receives the first beacon device hardware identifier, logs a check-in status of the user, and transmits the check-in status to a service provider system. The beacon device generates, after a predetermined period of time, a subsequent beacon device code comprising a random number to broadcast at the location via the local wireless network. In response to receiving the subsequent beacon device code broadcast by the beacon device, the user device logs and transmits a subsequent check in status to the service provider system via the network. The service provider system provides services to the user device or another device at the location in accordance with the check-in status of the user device.

Identifying user device status via rotating codes broadcast by a beacon device

Growing community of inventors

Belmont, CA, United States of America

Sashikanth Chandrasekaran