Mastercard International Incorporated

Sara E Fiebiger

Dennis J Hill

Robert D Reany

Arthur D Kranzley

Carole Lynne Kelly-Frank

Adam Gluck

Sandeep Malhotra

Daniel Cohen

Alec Wilkins

Dana J Lorberg

Patrick L Killian

Matthew L Lanford

Jennifer W Vanderwall

Darragh Whelan

Carolina Wirthmann

Kenneth J Mealey

Peter Joseph Watts

Andrew Kang

Brian J Clubb

Systems and methods are provided for migration of users to one or more services offered by a service host. An exemplary method includes detecting, by a computing device associated with the service host, a first dispute message associated with a user and transmitted from a dispute service of the service host to a clearing service of the service host, and appending the user to a black list in response to the first dispute message. The method also includes detecting, by the computing device, a second dispute message associated with the user and transmitted to the clearing service, determining whether the user is included in the black list, and rejecting the second dispute message when the user is included in the black list, thereby inhibiting the user from transmitting the second dispute message to the clearing service outside of the dispute service.

Systems and methods for use in network services migration

A first acquirers receives, via a payment network configured to facilitate transactions between multiple issuers and multiple acquirers, an authorization response flagged with a flag. The flag indicates that clearing of a first transaction, associated with the authorization response, is to be suspended. The first transaction initially has an uncertain amount, and is associated with a first payment account, of a first user, associated with a first issuer. Subsequent determination of a final certain amount for the first transaction is awaited. Upon determination of the final certain amount, the first one of the acquirers proceeds with clearing the first transaction, based on the final certain amount. The steps are repeated for at least a second acquirer and at least a second transaction. The second transaction is associated with a second payment account, of a second user, associated with a second one of the issuers. The steps are carried out by an operator of the payment network, and the flag is understandable to the first and second issuers and the first and second acquirers.

Method and apparatus for processing uncertain transaction amounts in a payment system

Techniques for authorization of usage of a payment device include facilitating an issuer of the device obtaining an authorization message for an account number associated with the device, based on desired spending limit parameters established by a merchant and/or an issuer of the device; facilitating obtaining an issuer authorization decision; and responsive to the issuer authorization decision, facilitating setting a spending limit for the account number based on at least an appropriate one of the parameters.

Techniques for authorization of usage of a payment device

A payment system receives, from a first financial institution, a request for a funds transfer. The request originates from a sender who has an account with the first financial institution. The payment system routes the funds transfer to a second financial institution for the benefit of a recipient. The payment system receives, from the second financial institution, the recipient's name and residential address.

Payment card based remittance methods and system

Growing community of inventors

Ellisville, MO, United States of America

Sara E Fiebiger