Visa International Service Association

Santanu Deb Roy

Anup Tripathi

Sukalyan Chakraborty

Urjit Anand Khadilkar

Nikhil Jayant Ghate

Anjan Ahmed

Chanchal Ghosh

Ashish Gyanendra Kumar Mehta

A computer implemented method of determining a user health rating. The method may include evaluating transaction records in a user transaction history, determining whether the transactions are associated with positive or negative health, and generating a user health rating at least partially based on the transaction records.

Systems and methods for health evaluation and monitoring

A method for automatically linking accounts in an electronic wallet includes: receiving first account data corresponding to a first portable financial device stored in an electronic wallet; determining user information corresponding to the first account data; determining, based on the user information, whether a second portable financial device is associated with the user; determining second account data corresponding to the second portable financial device, wherein the second account data is not stored in the electronic wallet corresponding to the user; and automatically linking the second account data to the electronic wallet. A system and computer program product for automatically linking accounts in the electronic wallet are also disclosed.

Computer-implemented system, method, and computer program product for automatically linking accounts in an electronic wallet

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Foster City, CA, United States of America

Santanu Deb Roy