Other

Payformance Corporation

Sanjay P Ahuja

William D Meadow

Randall A Gordie, Jr

Viswanathan Swaminathan

Othiyappan Kanniappan

The disclosure relates to system event assisted live video capture. A baseboard management controller (BMC) allocates, in its available memory space of the memory, a first video block and a first node having a video block pointer and a next node pointer, and assigns the video block pointer of the first node to indicate the first video block. The BMC captures video frames of the host computer, and stores frame data and a timestamp generated from each frame in the first video block. When the first video block is full, the BMC allocates a second video block and a second node, and assigns the next node pointer of the first block to indicate the second node, and the video block pointer of the second node to indicate the second video block. The BMC then stores the frame data and the timestamp in the second video block.

System event assisted live keyboard, video and mouse (KVM) capture

A self-authenticating check authorization system and method includes a check that has standard bank and account information printed on the MICR line, as well as a one-way hash value that is computed based on the standard bank and account information as well as a personal identification code of a customer and a key. The scanned MICR line data is provided to a check verifier, which also receives the personal identification code from the customer. The check verifier performs a hashing algorithm on the received data, and compares the computed hash value to a hash value obtained from the scanned MICR line data. If there is a match, the check is verified; if not, the check is not verified.

Check authorization system and method

A device is provided that includes a monetary instrument having a surface, and a magnetic ink character recognition (MICR) line coupled to that surface. The MICR line includes an ABA number, a customer account number, and a one-way hash value. The one-way hash value is output from a hashing process using input including the ABA number, the customer account number, together with a personal identification code and a key that are not included on the MICR line. A method is also provided that authenticates a monetary instrument by comparing a computed one-way hash value with a one-way hash value that is located in the MICR line of the monetary instrument. At the point-of-sale, the MICR line data is scanned and the personal identification code obtained from the customer. The scanned data and the personal identification code are transmitted to a check verifier that provides a check verification status.

A method and system for verifying a check that is being used for an on-line transaction, utilizes a hash code value either printed directly on the check, or obtained from an insert card provided by a check printer. To conduct an on-line transaction using a check, the customer enters in data obtained from a MICR line of the check, whereby the data includes a one-way hash value that is based on the data provided on the MICR line as well as private data not provided on the MICR line. A web server of an e-tailer for which the customer seeks to make the on-line transaction, receives the data entered by the customer. The web server of the e-tailer transmits, to a check verifier, the data entered by the customer. The check verifier verifies whether or not the check is valid, by comparing the hash code value entered in by the customer with a hash code value that is separately calculated by the check verifier, based on private data of the customer obtained by the check verifier from a database.

Check based online payment and verification system and method

A self-authenticating check authorization system and method includes a check that has standard bank and account information printed on the MICR line, as well as a one-way hash value that is computed based on the standard bank and account information as well as a personal identification code of a customer. The scanned MICR line data is provided to a check verifier, which also receives the personal identification code from the customer. The check verifier performs a hashing algorithm on the received data, and compares the computed hash value to a hash value obtained from the scanned MICR line data. If there is a match, the check is verified; if not, the check is not verified.

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Ponte Vedra Beach, FL, United States of America

Sanjay P Ahuja