Walker Digital, LLC

Walker Asset Management Limited Partnership

Apple Inc.

Priceline.com Incorporated

Inventor Holdings, LLC

Sanjay K Jindal

Jay S Walker

James Jorasch

Daniel E Tedesco

Toby Weir-Jones

Bruce Schneier

Stephen C Tulley

Michael D Downs

Robert R Lech

Andrew Stephen Van Luchene

Thomas M Sparico

In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined. Transaction data that is associated with the financial account is received, and a second performance target for the financial account is determined based on the transaction data.

System and method for managing customized reward offers

A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison.

Method and device for generating a single-use financial account number

A system comprises a point-of-sale (POS) terminal, a POS controller, a retail subscription system. The POS terminal allows a cashier to enter subscription sales data into the POS controller. The POS controller maintains databases on available subscriptions and produces databases containing data relating to subscriptions sold to customers. The retail subscription system verifies the subscriptions by reference to its own databases and transmits the subscriptions to a fulfillment house for distribution.

Method and apparatus for selling subscriptions to periodicals in a retail environment

The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. In some aspects, issuing a gift certificate may comprise receiving a request for a gift certificate, determining a gift certificate identifier and generating a gift certificate.

Method and apparatus for issuing and managing gift certificates

The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect directed to a merchant card authorization terminal and a second aspect directed to a credit card issuer central controller. According to the first aspect, a method for redeeming a gift certificate drawn on a financial account is disclosed including the steps of receiving a gift certificate for payment of an identified value, transmitting a request for authorization to a central server, receiving an authorization signal, representing an indication that redemption of the gift certificate is authorized, from said central server and receiving a payment from the account issuer based on said identified value. A system is also disclosed for implementing the methods in all aspects of the present invention.

A system and method for performing integrated lottery ticket and merchandise transactions using a point-of-sale terminal that generates a single sales receipt containing all pertinent lottery ticket and merchandise transaction information. The lottery tickets generated include fractional value and 'quick-pick' lottery tickets. A group of point-of-sale terminals are connected to a POS controller which communicates with a lottery data processing system. An encrypted authentication code also printed on the sales receipt allows the lottery player to verify all lottery ticket transaction information, as needed.

System and method for performing lottery ticket transactions utilizing point-of-sale terminals

In accordance with some embodiments, systems, computer-readable media, and apparatus are provided for receiving a request for a lottery ticket, the request including a purchase amount that is less than a price of a full lottery ticket. A fractional amount of the full lottery ticket is calculated, the fractional amount being based on the purchase amount and the price of the full lottery ticket. An indication of the fractional amount and an indication of the full lottery ticket is stored.

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Wilton, CT, United States of America

Sanjay K Jindal