Bank of America Corporation

Sandeep Verma

Pavan K Chayanam

Srinivas Dundigalla

Nandini Rathaur

Divya Sharma

Mohan Kakarla

Satyen Raghavendra Sharma

Venkata R Bhimireddy

Sandeep Kumar Chauhan

Shailendra Singh

Amit Mishra

Pinak Chakraborty

Vidhu Beohar

Sunil Mathur

Jaimish H Patel

Jaya Sindhu Parakala

Sameer Grover

Divya Gaur

Narender Mudgal

Madhavan Ramamoorthy

Randolph J Lahm

A method for session-sharing between an electronic interactive session hosted at a first device and a session hosted at a second device is provided. The second device includes a display arrangement to input confidential information to the second device absent visual trespass. The method also includes establishing communication between a common data storage device, the first device and the second device, transferring user session initiation information to the common data storage device and receiving a user command. The user command locks the first user session at the first device, sends an instruction to the first device to mask a display associated with the first user session, maintains the session initiation information entered at the first device in the database and creates a second user session. The second user session invokes the information from the first device in order to support a confidential data input session at the second device.

Session transfer between smart glasses and computer for maintaining a confidential data view

During a software development lifecycle of a software application, application library versions are modified and multiple versions are built and packaged to be installed on different computing systems. An intelligent prediction and capture of runtime errors that may be encountered during a runtime of a software application provides a system-agnostic intelligent software code compiler/build system that intelligently identifies runtime errors at a build stage using artificial intelligence (AI) and automatically encapsulates specific software code to auto-heal runtime exceptions caused by updates to library files. The system may optionally also output a solution to the runtime error to the graphical user interface (GUI) of a software developer capable of performing another software application build.

Auto healing of runtime exceptions using intelligent build system and generative AI

Systems, computer program products, and methods are described herein for electronic resource transfers in a distributed network via network-paired resource transfer devices. The present invention is configured to receive login credentials from a user via a user interface of an endpoint device to access an account, determine, in response to a prompt by the user, at least one network device on a wireless network, wherein the at least one network device may include a resource transfer device, display the resource transfer device on the user interface, receive a selection of the resource transfer device via the user interface, activate a user characteristic authentication feature of the resource transfer device, and receive a signal of an authenticated user characteristic from the resource transfer device.

System and method for electronic resource transfers in a distributed network via network-paired resource transfer devices

Provided herein is a method for processing a split transaction, including generating or accessing an MPQR code, enumerating the transactors, assigning a split payment amount to each transactor, displaying the MPQR code in a scannable location, scanning the MPQR code by a mobile computing device of each transactor, generating a personalized visual representation of the MPQR code for each transactor and displaying it on their mobile devices with a hyperlink to that transactor's payment processing site, debiting the split payment from each transactor, holding in escrow the split payments until the transactors collectively remit the total transaction amount, and, after the transactors have collectively remitted the total transaction amount, transferring the split payments to the merchant.

Multi-part single QR code for split transactions

Systems, computer program products, and methods are described herein for secured data analysis and synthetic identity detection in a distributed ledger network. The present invention is configured to receive an event for a predetermined set of occurrences, generate a first hash packet and a second hash packet, wherein the first hash packet is generated by applying a hashing engine to a first identifier, and wherein the second hash packet is generated by applying the hashing engine to a second identifier, generate, by a distributed ledger server, a first key pair, generate, by the member of the distributed ledger network, a second key pair, encrypt a bundle using the first public key, wherein the bundle comprises the first and second hash packets, and appending the bundle to the transaction object, wherein the transaction object is distributed to the distributed ledger network.

System and method for secured data analysis and synthetic identity detection in a distributed ledger network

A session-sharing system smoothly toggles between a first device session and a pre-registered second device session. The second computing device enables input confidential information absent visual trespass. The second device is pre-registered with a private key for unlocking a public key. A common data storage device establishes electronic communication between the first and second computing devices by invoking trigger information incorporating a public key from the first computing device. The second computing device executes the trigger information by decoding the public key. The first computing device receives the user session initiation information and then transfers it to the common data storage device. The second computing device locks the first user session, masks a display associated with the first user session, maintains the session initiation information and creates a second user session invoking the information from the first computing device to support confidential data input at the second computing device.

Session transfer between pre-registered smart glasses and computer for maintaining a confidential data view

Arrangements for generating and using client-side generated one-time passcodes (OTP) for transaction processing are provided. A request to register a user and/or user computing device for client-side OTP processing may be received. A request to register a merchant for client-side OTP processing may also be received and, in respond, a unique access key unique to the merchant may be generated and transmitted to one or more devices. A request to process a transaction may be received and may include the unique access key, transaction details, and user device data. The request may be analyzed to determine whether one or more criteria are met. If so, client-side OTP functions may be enabled. If not, client-side OTP functions might not be enabled and, instead, a request for additional authentication data may be generated and transmitted to the user computing device for display.

Multi-computer system for user authentication based on client-side one-time passcode

Provided herein is a machine learning engine for increasing efficiency of an application written in a computer code, the code associated with a programing library that includes a library function, the function being associated with a default algorithm and a plurality of alternate algorithms. The machine learning engine may be configured to scan the code to identify occurrences of the library function; create altered application versions having altered algorithm(s); instruct a processor to iteratively execute the altered versions of the application; record an execution parameter associated with executing the library function at each occurrence; and output an optimized algorithm associated with the library function for each occurrence, based at least in part on the execution parameter.

Methods and systems for self-optimizing library functions

Apparatus and methods are provided for extracting and displaying information and data from a stream of information on a pair of smart glasses. One or more content filters describing the desired information and data may be communicated to a content filtering module. The content filtering module may process the stream of information to search for the desired information and data. When the desired information is found within the stream of information, the content filtering module may highlight the desired information, while blurring all other information, within a display on the pair of smart glasses.

Apparatus and methods to extract data with smart glasses

Systems and methods for autofilling and autocorrecting an AI supported UI form text field via smart glasses are provided. The data autofillted and autocorrected may be identification data, including account numbers and user IDs. The smart glasses may work together with a conversation tracking application and a smart glasses UI. Methods may include prompting agents based on real-time conversational analysis with context clues and texts to assist and maintain customer eye contact. Methods may further include capturing segments of data within conversational analysis and storing the segments of data in memory on the smart glasses. Methods may further include updating smart glasses UI form text fields based on AI supported autocorrection from real-time conversation, by autofilling the segment of data in the smart glasses UI form text fields.

AI supported UI form text field autocorrecting its value from a live conversation

Systems and methods are provided for categorizing a transfer target destination associated with a quick response ('QR') code. An artificial intelligence (“AI”) engine may receive a plurality of recommendations for categorizing the transfer target destination. Each recommendation may be passed through a natural language processing (“NLP”) algorithm. Each recommendation may then be parsed by the AI engine to extract tag words. Each tag word may be mapped to a respective category. Each instance of each tag word and associated category may be stored in a database. The number of instances of each tag word and associated category may be counted. A percentage may be calculated for each category based on the number of instances associated with each category and the total number of instances of all the tag words.

Intelligent system to categorize quick response ('QR') code based transfers using shared recommendations and generative AI

Smart glasses may be used for intelligent UI webpage optimization leveraging UI and viewer extraction telemetry. The smart glasses may include an eyeball tracking device. Methods may include tracking the movement of the eye of a user on the UI webpage. Methods may further include capturing a segment of data within the movement of the eye of a user on a UI webpage and storing the segment of data in memory on the smart glasses. Methods may also include updating the UI webpage based on an instruction in the data segment transmitted to the UI. Additionally, methods may include autofilling the data segment at the point of user eye movement on the UI webpage. Eyeball movement data may transfer from the smart glasses to UI webpage code.

Intelligent webpage UI optimization leveraging UI and viewer extraction telemetry

A system for performing a network service between a user device, an entity server, and a designated server that uses user sensitive data in the performance of a service subscribed to by the user and offered by the first entity server. The user sensitive data is provided to the designated server. The designated server generates a subscription identifier by encrypting the sensitive data using a public key of a public and private key pair, generated using a public key infrastructure, and issues the encrypted subscription identifier to the user device and the entity server for use in place of the sensitive data. The user device and the entity server use the designated entity server as a proxy for operations that rely upon the actual sensitive data. In these operations, the designated entity server resolves the subscription identifier by decrypting the subscription identifier using a private key of the key pair.

Secure network communications apparatus for communicating sensitive data

A device configured to receive an access request for a website from an augmented reality device. The device is further configured to determine a user associated with the augmented reality device is authorized to access the website based on user credentials and to identify a user profile for the user associated with the user credentials. The device is further configured to identify information for flagged web pages that are associated with the website within the user profile and to generate a virtual environment with virtual objects that represent the flagged web pages. The device is further configured to provide access to the virtual environment for the augmented reality device.

Growing community of inventors

Haryana, India

Sandeep Verma