Bank of America Corporation

Sandeep Kumar Chauhan

Saurabh Arora

Udaya Kumar Raju Ratnakaram

Puneetha Polasa

Yash Sharma

Bhagya Lakshmi Sudha Lavanya Mallidi

Shailendra Singh

Pinak Chakraborty

Nandini Rathaur

Sneha Padiyar

Ravikiran Subramanya Rao

Sheetal Bhatia

Sanchit Taggar

Ravi Kumar Kesani

Sasidhar Purushothaman

Vidhu Beohar

Jagadish Reddy

Durgesh Singh Yadav

Sarat Kumar Magatapalli

Maneesh Kumar Sethia

Gaurav Bansal

Shekhar Singh Mehra

Santosh Kumar Miryala

Sudarshan Veeramreddy

Vibhu Srivastava

Anil Gajula

Geetika Lal

Radha Janakiraman

Suman Matury

Rama Rao Gaddam

Ramarao Gaddam

Joseph Benjamin Castinado

Govinda Rajulu Nelluri

Hari Gopalkrishnan

Aditya Sharma

Chinmay S Barhale

Deviprasad Tatti

Rajesh Balireddy

Ankit Agarwal

Srinivas Tatikonda

Anuranjan Kishore

Jhalak Khurana

Amol Patil

Shailender Dabodiya

Vijayakumar Sounderadas

Madhuri Aniruddha Deshpande

Moses Salagala

Amit Kumar Bidhanya

Swadeep Mekala

Amit Kumar Singhal

Jisoo Lee

Sandeep Verma

Lee Ann Proud

Charles Russell Kendall

Vasuki Anand

Sean Michael Gutman

Saurabh Garg

Srinivasa Rao Dakshinyam

Anant Bondalapati Sharma

Vinod Maghnani

Hope Barus

Stephen A Corrado

Ngoc Anh Tran

Phillip Wade Mork

Sriram Balasubramanian

Vinodh Sagayaraj Antoine

Sarabjeet Singh Kochar

Kritika Rai

Ana Morales

Sandra Ogden

Amardeep Singh Talwar

Mohit Dhingra

Prashanthi Jambula

Koteswara Rao Venkata Magham

Tushar Agarwal

Pushpa Neelakantan

Shravan Kumar Kondoju

Koteswara Rao Ventaka Magham

Eswara Prasad Ramoju

Barath Cuddalore Sridhar

Eshita Gupta

Pavan Kumar Gauji

A system includes a memory configured to store user profile data associated with a user, user interaction data associated with a preauthorized user, and a software application configured to access the user profile data. The system further includes processors configured to access the user interaction data, in which the user interaction data is captured in relation to a natural language exchange session. The processors execute a generative machine-learning model trained to identify an intent of the preauthorized user based on the user interaction data associated with the preauthorized user, determine, based on the identified intent, whether the user interaction data corresponds to a sequence of authorized user interactions or a sequence of unauthorized user interactions, and, in response to determining that the user interaction data corresponds to the sequence of unauthorized user interactions, cause the software application to restrict access of the preauthorized user to the user profile data.

System and method for securing user data against internal cyber threats

Systems, computer program products, and methods are described herein for auto-establishing secure connections for interrupted data transmissions. The present disclosure is configured to identify an interrupted data transmission comprising a transmission data request; transform the transmission data request to a distributed channel data format to generate a distributed channel data request; transmit the distributed channel data request to an active acquirer switching platform; identify, by the active acquirer switching platform, an acquirer server(s); select, by the active acquirer switching platform, a primary active acquirer server for the distributed channel data request; generate, based on the distributed channel data request and the primary active acquirer server, an acquirer data packet comprising authorized data from at least the transmission data request and device handler data of the primary active acquirer server in the distributed channel data format; and transmit the acquirer data packet to the primary active acquirer server.

Systems and methods for auto-establishing secure connections for interrupted data transmissions

Various systems, methods, and computer program products for providing data authentication for long range communications. The method includes receiving one or more local data processing indicators from a computing device of a user. The one or more local data processing indicators is based on historical information relating to data processing by the user. The method also includes comparing the one or more local data processing indicators to one or more server data processing indicators. The method further includes causing a transmission of an approval of a processing request in an instance in which the local data processing indicator(s) match the server data processing indicator(s). The processing request is related to the computing device of the user. The method still further includes causing a transmission of a notification of a potential malfeasant request in an instance in which the local data processing indicator(s) does not match the server data processing indicator(s).

System and method for providing data authentication for long range communications

Embodiments of the invention are directed to systems, methods and computer program products for processing restriction-based interactions by performing multiple entity validations. The invention may identify initiation of a resource interaction at a point of interaction device by a user, cause the point of interaction device to perform a registered restriction check on the resource interaction to check for one or more registered restrictions, identify at least one registered restriction associated with the resource interaction based on performing the registered restriction check, perform consolidated multiple entity validations associated with the at least one registered restriction by communicating with multiple entities associated with processing the resource interaction, determine if the multiple entity validations are successful, and allow or deny the resource interaction based at least in part on determining if the multiple entity validations are successful.

System and method for processing restriction-based interactions by performing multiple entity validations

An apparatus is provided, including a transaction card, having: a first microprocessor configured to exchange transaction data; a sensor configured to detect movement; and a second microprocessor in communication with the sensor. The second microprocessor may be configured to store arrays of hash values, representing a movement of a user and a card; obtain hash values based on observed movement patterns, and compare them to the stored values. Upon receiving a transaction request, the microprocessor may determine in real time whether the user is in locomotion and whether the card is being intentionally tapped by the user, based on the observed movement patterns. On this basis, the second microprocessor may determine whether to require an augmented authentication for the requested transaction.

Methods and systems for securing transactions

An apparatus may comprise a memory communicatively coupled to a processor. The memory may be configured to store a plurality of rendering commands to render one or more simulated objects in a simulated environment. The processor may be configured to render a simulated object of the one or more simulated objects in the simulated environment based at least in part upon a rendering command of the plurality of rendering commands; display the simulated environment comprising the simulated object; retrieve, from the registry, a baseline rendering command to render a baseline version of the simulated object; and perform a hyperspectral imaging analysis of the simulated object in the simulated environment. Further, the processor may be configured to determine whether the simulated object is tampered or untampered based at least in part upon a result of the hyperspectral imaging analysis indicating whether the simulated object is different from the baseline version.

System and method to identify and reverse tampering of virtual images

Arrangements for providing API stability functions are provided. In some aspects, call logs may be received and analyzed to identify a provider associated with each API call. Based on the provider, the call logs may be split into one or more provider-specific sub-logs. The provider-specific sub-logs may be analyzed to identify failed API calls and the sub-logs having failed API calls may be encrypted using a provider-specific encryption key. The encrypted data may be written to a blockchain where the provider may decrypt the data using the provider-specific key and identify and execute one or more corrective actions. Once a cause of the API call failure has been addressed, an indication of the correction may be received and displayed.

Multi-computer system for maintaining application programming interface stability with shared computing infrastructure

A system is provided for distributed and authenticated provisioning of encrypted electronic data. In particular, the system may comprise an intelligent monitoring engine that may continuously monitor and log actions and/or requests executed by an endpoint device to identify one or more data request patterns associated with the endpoint device. Based on identifying the data request patterns, the system may transfer encrypted electronic data to the endpoint device for storage, where the encrypted electronic data may be configured with a time to live on the endpoint device. The system may further comprise an unauthorized activity monitor that may monitor the actions taken by the endpoint device to detect potentially unauthorized activity involving the endpoint device. If no unauthorized activity is detected, the system may permit the endpoint device to decrypt the encrypted electronic data to be presented to a user.

System and method for distributed and authenticated provisioning of encrypted electronic data

Systems, computer program products, and methods are described herein for detecting and preventing misappropriation attempts based on initiator device data and dynamic rules. The present disclosure is configured to identify a current resource transmission request from an initiator device; generate a resource transmission category type for the current resource transmission request; identify initiator device data associated with the initiator device; generate a distributed ledger associated with the initiator device; identify at least one smart contract associated with the distributed ledger; generate, based on the at least one smart contract, a dynamic resource transmission rule tree; update the current resource transmission request node with at least one of an acceptable indicator or a hold indicator based on the at least one resource transmission category; and allow, in an instance where the current resource transmission request node comprises the acceptable indicator, the current resource transmission request.

Systems, methods, and apparatuses for detecting and preventing misappropriation attempts based on initiator device data and dynamic rules in a distributed network

Rules and triggers for initiating and generating transactions can be dynamically and automatically created by a computing device based on learning behaviors for a knowledgebase. This knowledgebase may be created by storing historical transaction information for devices within a particular network such as an Internet of Things (IoT) network where devices are interconnected and capable of processing data and instructions. Such a network may be associated with a user or location or organization, and may conform to a specific communication protocol.

Intelligent coordination of transaction processing in a multi-device network

Systems, computer program products, and methods are described herein for system resiliency by aggregation with heterogenous communication networks. The method includes transmitting an interaction request associated with an interaction initiation device through a low earth orbit satellite network upon determining a cellular network associated with the interaction initiation device is unavailable. The method also includes receiving a plurality of data packets from the interaction initiation device. At least one of the plurality of data packets are received via the low earth orbit satellite network, and one or more of the plurality of data packets include identifying characteristics associated with the interaction initiation device. The method further includes consolidating the plurality of data packets received via the low earth orbit satellite network. The method still further includes causing an execution of the requested interaction by transmitting a confirmation indicator to the interaction initiation device via the low earth orbit satellite network.

System and method for interaction system resiliency by aggregation with heterogenous communication networks

Aspects of the disclosure relate to a hybrid metaverse environment. A computing platform may synchronize, using edge nodes and with a physical repository server, a soft document repository. The computing platform may receive, via a metaverse application interface, an event processing request. The computing platform may identify, based on the event processing request and using a machine learning model, documents needed to execute the event processing request. The computing platform may update a request queue to identify the event processing request and the documents. The computing platform may access, using an edge node and via the soft document repository, the physical repository server to obtain document images corresponding to the identified documents, and may update a response queue to include the obtained document images. The computing platform may send, to an enterprise user device, a haptic alert indicating that the event processing request is ready for processing.

Hybrid metaverse using edge nodes to support a soft repository for event processing

Embodiments of the present invention provide a system for authenticating interactions with dynamically varying digital resources linked to resource distribution devices. In particular, the system may be configured to identify initiation of an interaction by a user, via a resource distribution device, receive a request to verify a digital resource from an entity device, wherein the digital resource is captured by the entity device from a display of the resource distribution device, verify that the digital resource matches a stored digital resource linked with the user and transmit a confirmation to the entity device, receive a completion request from an interaction server to complete the interaction, validate that the digital resource is registered to the user, determine that the validation is successful, perform multi-level authentication to authorize completion of the interaction, and complete the interaction in response to performing the multi-level authentication.

System and method for authenticating interactions with dynamically varying digital resources linked to resource distribution devices

Apparatus and methods for a li-fi payment network are provided. A customer's device may communicate, directly or through intermediate devices and computer systems, over a li-fi network with a point-of-sale terminal. A bill may be transmitted to the customer's device over the li-fi network. The customer may select an option to pay the bill. The selection, along with information to authorize and process the payment, may be transmitted over the li-fi network to the POS terminal. The POS terminal may process the payment and generate a receipt. The receipt may be transmitted to the customer's device over the li-fi network.

Li-fi payment network

Systems, computer program products, and methods are described herein for improving computer energy consumption and computer processing by implementing a pluggable carbon emission gateway. The present disclosure is configured to identify, by a pluggable emission gateway, at least one application programming interface request; generate at least one transaction per second load attribute; identify at least one application consumption; determine at least one emission; identify an emission threshold for the at least one emission; compare the at least one emission to the emission threshold; apply, in an instance where the at least one emission associated with the at least one API request exceeds the emission threshold, at least one API parameter adjustment for the API request; and generate an updated application by applying the at least one API parameter adjustment to at least one of the at least one application or the at least one API request.

Systems, methods, and apparatuses for improving computer energy consumption and computer processing by implementing a pluggable carbon emission gateway

Growing community of inventors

Hyderabad Telangana, India

Sandeep Kumar Chauhan