Capital One Services, LLC

Samuel Sharpe

Galen Rafferty

Jeremy Edward Goodsitt

Austin Grant Walters

Brian Chandler Barr

Grant Eden

Anh Truong

Christopher Wallace

Kenny Bean

Taylor Turner

Michael Davis

Justin Au-yeung

Owen Reinert

Jason Wittenbach

Daniele Rosa

Christopher Bayan Bruss

Tyler Farnan

Maximo Moyer

Adam Badawy

In some implementations, a verification device may receive a request for an electronic exchange of information. The verification device may receive geographic location information associated with the request for the electronic exchange of information. The verification device may determine, using a machine learning model and based on the geographic location information, a validity of the request for the electronic exchange of information. The verification device may determine whether to execute the electronic exchange of information based on the determination of the validity of the request for the electronic exchange of information. The verification device may perform one of executing the electronic exchange of information or rejecting the request for the electronic exchange of information based on the determination of whether to execute the electronic exchange of information.

Dynamic verification of an electronic exchange of information

Methods and systems described herein relate to the creation of a digital repository of artificial intelligence models that allows users to determine their individual fairness metric. More specifically, the methods and systems provide this digital repository by storing it on a blockchain network and tracking any changes made to the model and/or its fairness metric.

Systems and methods for a digital register of models monitoring changes in accuracy of artificial intelligence models

Systems and methods are disclosed herein for generating updated descriptions of items based on analyzing candidate embeddings of semantic representations of item descriptions. The system may obtain a text file describing an item. The system may provide the text file to a generative language model to generate semantic representations of the text file. The system may generate, based on the text file, candidate embeddings in an embedding space. The system may obtain embeddings associated with existing items. The system may determine subsets of the embeddings within a threshold distance. The system may compare the subsets. The system may determine attributes associated with a candidate embedding based on the comparison. The system may generate an updated text file based on the attributes.

Systems and methods for updating textual item descriptions using an embedding space

In some embodiments, the present disclosure provides an exemplary method that may include steps of receiving a dataset of entity records, identifying, a candidate entity record of the plurality of entity records, utilizing a set of predefined rules to generate a first augmented record, and a second augmented record, utilizing, at least one contrastive loss optimization functions to train parameters of an unsupervised self-contrastive machine learning language model to distinguish between similar entity records representing a same entity and dissimilar entity records.

Computer-based systems configured to pre-train language models for entity resolution and methods of use thereof

Disclosed embodiments may include systems and methods for utilizing gesture-based transaction cards. Examples include: first, using a mobile device to preauthorize transaction cards to enter an unlocked state before making a purchase by making a gesture with the transaction card toward the mobile device. Second, using a first transaction card to change an authorization condition of a second transaction card associated with the same account by making a gesture from the first transaction card to the second transaction card. Third, using a first transaction card to distribute a predebited virtual card to the user device of a second user by making a gesture from the first transaction card to the user device of the second user. Additionally, the primary user may be able to upload new authorization conditions to the transaction card and control the system through a related mobile application on a connected mobile device.

Systems and methods for sharing a virtual card

In some implementations, a device may obtain data indicating reparations issued by an entity that uses artificial intelligence to provide artificial intelligence outputs in connection with users, the reparations being issued for one or more of the artificial intelligence outputs being erroneous. The device may determine, using a machine learning model, an artificial intelligence reparation characterization for the entity. The artificial intelligence reparation characterization determined using the machine learning model may be indicative of an amount of reparations predicted for the entity in connection with uses of artificial intelligence by the entity. The machine learning model may be trained to determine the artificial intelligence reparation characterization based on the data. The device may transmit information indicating the artificial intelligence reparation characterization.

Characterization for erroneous artificial intelligence outputs

A method and related system operations for summarizing information includes determining a plurality of local explainability parameters for a set of inputs using a local explainability model for a prediction model. The method further includes generating a plurality of feature effect indicators for a target prediction and generating a plurality of phrases based on the plurality of feature effect indicators by using a text generation model. The method further includes generating a summarization using a large language model based on the plurality of phrases.

Large language model summarization

Systems and methods for authorizing a transfer

In some aspects, a computing system obtain a first dataset including a set of original data samples. The computing system may generate a key that indicates a location within the first dataset where spurious data should be stored. The computing system may determine a modified value associated with a first data sample of the set of original data samples, where the modified value causes a machine learning model to generate output that does not match a label associated with the first data sample. Based on the first data sample, the computer system may generate a spurious data sample comprising the modified value. Based on the key, the computer system may add the spurious data sample to the first dataset. In some aspects, based on a request for the first dataset, the computing system may remove the spurious data sample from the first dataset.

Generation of effective spurious data for model degradation

In some aspects, a computing system may iterate between adding spurious data to the dataset and training a model on the dataset. If the model's performance has not dropped by more than a threshold amount, then additional spurious data may be added to the dataset until the desired amount of performance decrease has been achieved. the computing system may determine the amount of impact each feature has on a model's output. The computing system may generate a spurious data sample by modifying values of features that are more impactful than other features. The computing system may repeatedly modify the spurious data that is stored in a dataset. If a cybersecurity incident occurs (e.g., the dataset is stolen or leaked), the system may identify when the cybersecurity incident took place based on the spurious data that is stored in the dataset.

Layered cybersecurity using spurious data samples

Disclosed embodiments may include a system for executing programmable macros based on external device interactions. The system may include one or more processors, and a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to execute programmable macros based on external device interactions. The system may receive a device identification of an external device. The system may receive a rule associated with the external device, wherein the rule comprises a triggering event and transfer instructions. The system may receive, from the external device, device data. Responsive to determining, from the device data, that the triggering event has occurred, the system may execute the transfer instructions.

Systems and methods for executing programmable macros based on external device interactions

Systems and methods for generating real-time location-based notifications are described. In some aspects, the system processes, using a first machine learning model, a real-time video stream to determine a measure of significance of an event depicted in the real-time video stream. The system determines whether the user was present at the event. Based on determining that the user was present at the event, the system processes a user profile for the user and the measure of significance of the event to determine whether to generate for the user a cryptographic token associated with the event. Based on determining to generate for the user the cryptographic token associated with the event, the system generates a notification to the user including information for accessing the cryptographic token for the user.

Systems and methods for generating real-time location-based notifications

Methods and systems are described herein for generating group definition sequences for accounts (e.g., user accounts) using action sequence processing and then classifying accounts using those group definition sequences. A plurality of user account actions and corresponding time that each action was taken may be received and based on that information, a sequence of action types sometimes referred to as a time-ordered dataset of action types (e.g., based on a chronological order of the actions) may be generated. The time-ordered dataset of action types may be compared with known time-ordered sequences for a particular user group or user classification. If the time-ordered dataset of action types matches the time-ordered sequences of the particular user group, the user may be classified into that user group.

Generating user group definitions

Disclosed embodiments may include a method for authentication using partitioned authentication tokens. The system can receive an indication of a first and second user device associated with a user. The indication can include a priority order of the first and second user device. The system can then receive an authentication request associated with the user from an application. The system can generate an authentication token to authenticate the user and partition the authentication token to create a first token portion and a second token portion. The system can determine which device of the first and second user device has a higher priority based on the priority order and can transmit the first token portion and the second token portion to the devices in order of priority. The system can receive a receipt of the token portions and transmit instructions to the application to authenticate the user.

Systems and methods for authentication using partitioned authentication tokens

In some aspects, a computing system obtain a first dataset including a set of original data samples and a first set of spurious data samples. Based on a time period expiring, the computing system may replace the first set of spurious data samples in the first dataset with a second set of spurious data samples. The computing system may obtain an indication that a second dataset is available via a third-party computing device. Based on a determination that a subset of samples of the second dataset correspond to the first set of spurious data samples, the computing system may determine a time window in which an incident occurred. As an example, the time window may be determined to correspond to a time before the first set of spurious data samples were replaced with the second set of spurious data samples.

Growing community of inventors

Cambridge, MA, United States of America

Samuel Sharpe