Green Dot Corporation

Loopt LLC

Samuel H Altman

Nicholas T Sivo

Thomas B Pernikoff

Alok Deshpande

Steven William Streit

Brian R Knapp

Richard M Pernikoff

Pravin Shankar

Evan Tana

Mark Williams Jacobstein

James F Potter

David Kenneth Schreiber

Embodiments of wireless client transaction systems are described herein. Other embodiments and related methods are also disclosed herein.

Wireless client transaction systems and related methods

Embodiments of mobile banking systems are described herein. Other examples and related methods are also disclosed herein.

Mobile account data access systems and methods

Computer implemented systems and methods, including methods of transacting with wireless clients. Embodiments include, in various combinations, a client ID module, a scanning module configured to scan, or an act of scanning, a wireless channel set at a business locale for wireless signals of a registered customer set, or a combination thereof. Some embodiments identify out of the wireless signals certain wireless packets of a client of the registered customer set, calculate a first client signal strength of the first wireless packets, or both. In certain embodiments, a localization module calculates or is configured to calculate whether the first client is at a transaction area of the business locale, for example, based on the first client signal strength, for instance, without reliance on near field communication technology. Some embodiments include a training module or act, a point of service module or act, or both.

Embodiments of a location sharing network manager process are described. The process is executed on a server computer coupled to a plurality of mobile communication devices over a wireless network. Each mobile device is a location-aware mobile communication device. The process determines the geographic location of a mobile communication device operated by a user within an area, displays a map representation of the area around the mobile communication device on a graphical user interface of the mobile communication device, and superimposes on the map the respective locations of one or more other trusted users of mobile communication devices coupled to the mobile communication device over the network. A security component allows users to establish trusted relationships by requiring mutual consent and disclosure of identifier and phone number information for each trusted user. Location information can be blocked among trusted users or obfuscated on the display of the mobile devices of the other users.

Secure and private location sharing for location-aware mobile communication devices

Embodiments of a location sharing network manager process are described. The process is executed on a server computer coupled to a plurality of mobile communication devices over a wireless network. Each mobile device is a location-aware mobile communication device. The process determines the geographic location of a mobile communication device operated by a user within an area, displays a map representation of the area around the mobile communication device on a graphical user interface of the mobile communication device, and superimposes on the map the respective locations of one or more other trusted users of mobile communication devices coupled to the mobile communication device over the network. A comprehensive network manager process provides management functions to allow communication with mobile phone users outside of the service network and allows for efficient communication with groups of users within the service network.

Network manager system for location-aware mobile communication devices

Embodiments of a location sharing network manager process are described. The process is executed on a server computer coupled to a plurality of location aware mobile communication devices over a wireless network. The process determines the geographic location of a mobile communication device operated by a user within an area, displays a map representation of the area around the mobile communication device on a graphical user interface of the mobile communication device, and superimposes on the map the respective locations of one or more of the mobile communication devices. An advertising platform manager provides tools for an advertiser to create and transmit relevant ad messages to a user based on specific location, time, and profile data of the user. The ad messages can be provided in the form of a text advertising message, coupon and/or graphic element.

Location-based advertising message serving for mobile communication devices

Embodiments of a location-based social network manager process are described. The process is executed on a server computer coupled to a plurality of mobile communication devices over a wireless network. Each mobile device is a location-aware mobile communication device. The process determines the geographic location of a mobile communication device operated by a user within an area, displays a map representation of the area around the mobile communication device on a graphical user interface of the mobile communication device, and superimposes on the map the respective locations of one or more other users of mobile communication devices coupled to the mobile communication device over the network. The user can build a database of friends among the one or more other users whose location can be displayed on each respective mobile communication device. A privacy function allows a user to define who among his or her network of friends can view the location information of the user on their mobile communication devices. Messaging and alert functions using the communications capability of the mobile device can incorporate the location information resulting in interaction among users based on user identity as well as relative position to one another.

Displaying the location of individuals on an interactive map display on a mobile communication device

Embodiments of a location sharing network manager process are described. The process is executed on a server computer coupled to a plurality of mobile communication devices over a wireless network. Each mobile device is a location-aware mobile communication device. The process determines the geographic location of a mobile communication device operated by a user within an area, displays a map representation of the area around the mobile communication device on a graphical user interface of the mobile communication device, and superimposes on the map the respective locations of one or more other trusted users of mobile communication devices coupled to the mobile communication device over the network. An advertising platform manager provides tools for an advertiser to create and transmit relevant ad messages to a user based on specific location, time, and profile data of the user. Such location-based ad serving allows for the creation of ads that directly leverage a key component of the user's interaction with the mobile device in that messages can be tied directly to the location display of a product or service offered by the advertiser. The ad messages can be provided in the form of text or graphic messages, logos, display branding. Information related to time and location-sensitive promotional events can also be effectively broadcast to users in the form of alerts or coupons that encourage user to visit a location that may be near the user.

Embodiments of a location sharing network manager process are described. The process is executed on a server computer coupled to a plurality of mobile communication devices over a wireless network. Each mobile device is a location-aware mobile communication device. The process determines the geographic location of a mobile communication device operated by a user within an area, displays a map representation of the area around the mobile communication device on a graphical user interface of the mobile communication device, and superimposes on the map the respective locations of one or more other trusted users of mobile communication devices coupled to the mobile communication device over the network. A journal creation and management component provides tools for users to create and store user-generated content in the form of an online journal. This user-generated content can be automatically tagged with location information provided by the location-aware mobile communication device. Such geo-tagged journal information can be shared with specific users in the network or utilized by users with specific interest in the location dimension of the journal content. The user-generated content can be provided in the form of text or graphic messages, pictures, audio/video clips, and the like.

Growing community of inventors

Menlo Park, CA, United States of America

Samuel H Altman