Visa International Service Association

Sameer Govila

Paul Spaeth

David Richey

Amy Alterman

Traci Engle

Jeffrey Sachs

Aashish Bhargava

Denise Raper

Lisa Doherty

Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account.

System and method for updating account information

Growing community of inventors

Foster, CA, United States of America

Sameer Govila