Paypal, Inc.

Ebay, Incorporated

Salil Mody

Gak Wee Low

Gak-Wee Low

Tejas Arvindbhai Kotecha

Systems and methods for transferring transactions between applications at a user device include receiving, at a first application at a user device, an indication of a transaction request for a transaction that is initiated by a second application at the user device. The transaction involves an online financial transaction program of a transaction server with a merchant application of a merchant server. The first application is authorized by a communication engine of the transaction server for transactions with the online financial transaction program. Communication is established between the first application and the communication engine to authorize the transaction initiated by the second application to be processed by the transaction server. Data is received from at least one button based on a selection by the user, and a transaction notification indicating authorization of the transaction is received at the first application and from the communication engine.

GUI-based wallet program for online transactions

Provided is a method and a GUI-based software application that acts as a wallet with network interconnectivity for enabling a user to securely and seamlessly conduct transactions with his or her online financial transaction program by means of a computer or a wireless handheld device without having to depend on an Internet browser.

A system generates an identifier when a consumer deposits cash, where a new unique identifier is generated with each transaction. The consumer receives the identifier and the identifier (along with the amount of cash deposit) is communicated to a payment provider for storage. The consumer may then access and fund an on-line account with the financial services provider by first accessing the account and entering the unique character identifier, which the system processes. If the identifier is valid, e.g., an actual stored identifier within the system associated with a cash amount, then the system transfers that amount to the consumer's account. At this point, the consumer may use the account to make an on-line transaction or purchase with the newly funded amount.

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Mountain View, CA, United States of America

Salil Mody