Bank of America Corporation

Other

Rustam N Wadia

Debashis Ghosh

Kurt Newman

Timothy J Bendel

David Joa

Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.

Dynamic touch screen for automated teller machines ('ATMs')

Automated teller machine ('ATM') dynamic keypad

Systems and methods for authenticating a user's identity at an ATM are provided. A method for authenticating a user's identity at an Automated Teller Machine ('ATM') includes using a first receiver to receive information from an ATM touch screen relating to a first numerical digit and a second numerical digit selected by the user. The method further includes using a second receiver to receive information from a fingerprint scanner relating to first biometric information input into the fingerprint scanner and second biometric information input into the fingerprint scanner, wherein the fingerprint scanner is removably coupled to the ATM via a USB port included in a secured portion of the ATM, the secured portion of the ATM being inaccessible to the user. The method may also include using a transmitter to transmit the information received by the first receiver and the second receiver to a remote server.

Automatic teller machine ('ATM') including a user-accessible USB port

Systems and methods for authenticating a user's identity at an ATM are provided. Apparatus for implementing the systems and methods may include a first fingerprint scanner and a second fingerprint scanner. Each of the first fingerprint scanner and the second fingerprint scanner may capture at least a portion of the user's biometric information. The apparatus may also include a first display and a second display. The first display may be located proximal to the first fingerprint scanner. The second display may be located proximal to the second fingerprint scanner. Each of the first display and the second display may be configured to display at least one of a plurality of numerical digits. The apparatus may further include a receiver. The receiver may receive information from the first fingerprint scanner, the information relating to user biometric information input into the first fingerprint scanner.

Dynamic keypad and fingerprinting sequence authentication

The present invention provides methods and systems for a picture hanging device for mounting a picture to a retention member engaged to a wall that includes a tube having a top portion and a bottom portion, the bottom portion of the tube is designed to receive a retention member mounted to a wall, the top portion of the tube extends into the air for correctly aligning the picture on the retention member and contains a protective cap, whereby a hanging mechanism engaged to the picture is positioned about the tube and is slid down the tube for engagement to the retention member and the tube is positioned within the center of the picture for correctly aligning the picture on the retention member.

Picture hanging device having a protective cap

Systems and methods for implementing a sequence of fingerprints for biometric authentication are provided. A sequence of fingerprints is more difficult to fraudulently circumvent than a single finger or thumb print. A sequence of fingerprints takes advantage of inexpensive fingerprint scanners and easily available fingerprints. A sequence of fingerprints may be used in conjunction with additional biometric authentications and/or confidential access sequences. The sequence of fingerprints may include prints of the digits of the foot. The sequence of fingerprints for biometric authentication may be system or user defined.

Utilization of digit sequences for biometric authentication

The present invention provides methods and systems for a picture hanging device for mounting a picture to a retention member engaged to a wall that includes a tube having a top portion and a bottom portion, the bottom portion of the tube is designed to receive a retention member mounted to a wall, the top portion of the tube extends into the air for correctly aligning the picture on the retention member, whereby a hanging mechanism engaged to the picture is positioned about the tube and is slide down the tube for engagement to the retention member and the tube is positioned within the center of the picture for correctly aligning the picture on the retention member.

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Charlotte, NC, United States of America

Rustam N Wadia