Mastercard International Incorporated

Russell W Ball

Prasad Krishnamoorthy Rao

Winifred Elizabeth House

Matthew Hanmer

Pete Kaulbach

Robert J McDonald

Michael Hochhalter

Kathy Donnelly

Jeffrey A Bond

Nora Kryza

Thomas Roewe

Maribeth Sevigny Warner

Robert C Dunnell

Ghassan T Jabr

Robert J Mcdonald

Kathleen Donnelly

A method includes receiving a request to verify a dynamic security code included in a transaction authorization request message. The transaction authorization request message was generated in connection with a payment account transaction. The method further includes performing a verification process with respect to the dynamic security code to generate a verification result. In addition, the transaction authorization request message may be modified by adding the verification result to the transaction authorization request message. Also, the modified transaction authorization request message may be transmitted to an issuer of a payment account designated for use in the payment account transaction.

Dynamic security code authorization verification service

A rules engine for applying rules from a reviewing network to data signals from an originating network is described. The rules engine includes a processor coupled to a memory device. The rules engine is coupled to the reviewing network, and is configured to receive an authorization data signal from the originating network. The authorization data signal includes authorization data for at least one transaction that has been processed by the originating network. The originating network and the reviewing network are payment networks. Additionally, the rules engine generates an authorization response data signal that includes authorization response data by comparing the authorization data to the rules stored in the memory device. The authorization response data indicates whether the reviewing network authorizes or declines the at least one transaction included in the authorization data. The rules engine transmits the clearance response data signal to the originating network.

Rules engine for applying rules from a reviewing network to signals from an originating network

Growing community of inventors

Bridgeton, MO, United States of America

Russell W Ball