United Services Automobile Association (usaa)

Ross Andrew Thiele

Justin Dax Haslam

Vijay Jayapalan

Charles Lee Oakes, Iii

Thomas Bret Buckingham

Maland Keith Mortensen

Minya Liang

Eric J Smith

John Raymond Harris

Zakery Layne Johnson

Anthony Scott Farnsworth

Joshua Samuel Leonard

Robert Wilson Barner

Joshua S Kerr

Bradly Jay Billman

Andre Rene Buentello

Gunjan Chandraprakash Vijayvergia

David Patrick Dixon

Michael Joseph Gaeta

Sharon Kay Haverlah

John Hope

John Loflin

Ogechi Namme

Emily Margaret Gray

Debra Randall Casillas

Michael Patrick Bueche, Jr

David Alexander Lilley

Brad D Wells

Sumita T Jonak

Michael P Bueche, Jr

Will Kerns Maney, Jr

Dallin Clarence Wilcox

Lars Plougmann

Remington Luke Williams

Felix Gutierrez

Chris Clark

Joshua Hiram Gutierrez

A vehicle connected to an insurance provider includes: a sensor configured to collect sensor information about the vehicle; a control center connected to the sensor and configured receive the sensor information from the sensor, to detect an event using the sensor information, wherein the event includes a classification, and to transmit the sensor information and an indication of the event to the insurance provider; a claims processing module connected to the control center and configured to generate, upon detection of the event, a claim with the insurance provider using the sensor information; and an indicator configured to indicate a classification of the sensor information.

Auto filing of insurance claim via connected car

Methods and systems described in this disclosure are directed to authentication of calling parties. The authentication of calling parties applies to simultaneous voice and/or data communications with multiple parties over multiple electronic mediums including a variety of electronic devices. A user can continue to maintain a data exchange session with a representative of an entity offering the goods or services of interest to the user across more than one user device. In some embodiments, a user can invite other parties in a multi-party call involving the user and the representative. Various embodiments for multi-party and multi-device authentication mechanisms are described herein. In some embodiments, the system calculates an estimated call waiting time for a user to speak with the representative.

Systems and methods for calling party authentication

Methods and systems for multiple channel authentication are described. In one embodiment, a request for an interaction is initiated from within a mobile application. The request may include authentication information and contextual information relating to a current exchange between the mobile application and an organization. The user may be authenticated with the authentication information and the request may be routed to a representative based on the contextual information to continue the exchange.

Methods and systems for multiple channel authentication

Various embodiments of the present disclosure generally relate to transacting in advance. More specifically, various embodiments relate to detecting a mobile computing device of a user within a proximity of a banking location; receiving, via the mobile application, an indication of a type of transaction to be conducted; and directing, via the mobile application, the user to an area of the banking location based on the type of transaction to complete the transaction.

Proactive bank transaction staging methods and systems

Methods and systems for virtual checking are described. In some embodiments, information for a virtual check created in a mobile device associated with a payor can be received from the mobile device. The information may include an amount of the virtual check. A computer system may determine whether there are sufficient funds to cover the amount of the virtual check and may place the funds in the amount of the virtual check in reserve when the funds are sufficient to cover the amount of the virtual check.

Virtual check

Various embodiments of the present disclosure generally relate transacting in advance. More specifically, various embodiments relate to detecting a mobile computing device of a user within a proximity of a banking location; receiving, via the mobile application, an indication of a type of transaction to be conducted; and directing, via the mobile application, the user to an area of the banking location based on the type of transaction to complete the transaction.

Growing community of inventors

Boerne, TX, United States of America

Ross Andrew Thiele